Banco Popular de Puerto Rico

Mr. Field is a partner in Orrick's Public Finance Group and the co-chair of Orrick’s School and Community College�Finance/General Obligation Bonds Practice Group.� He is also a member of Orrick's Leasing Practice Group, Assessment/Mello-Roos Practice Group,�Revenue Practice Group and Redevelopment Practice Group.Mr. Field has extensive experience as bond counsel, disclosure counsel and underwriter's counsel in the financing techniques used by school and community college districts, cities,�counties and redevelopment agencies in California.� His practice focuses on local governmental infrastructure financing, including general obligation bond financing, municipal lease financing, land-secured financing and redevelopment financing, as well as tax and revenue anticipation note (TRAN), pension obligation and other post-employment benefit (OPEB) obligation financings.� Mr. Field serves as the lead attorney for the California School Boards Association's annual tax and revenue anticipation note pool, which consisted of 149 participants in 2009.Mr. Field has appeared as a speaker at the following conferences and seminars.

Sara Oberlies Brown�has worked in municipal finance since 1996, beginning her career in Washington D.C. lobbying for publicly-financed affordable housing and moving into investment banking in 1997. Ms. Brown specializes in land-secured, tax increment, water/wastewater and general government financings. Since joining Stifel in 2000, she has helped structure and bring to market more than 250 financings totaling more than $5 billion.Ms. Brown graduated from Syracuse with a Bachelor's degree in Economics. She received a Master's degree in Public Management from the University of Maryland. She serves as the co-branch manager of the San Francisco office and maintains Series 52 and 63 licenses.

Eileen Gallagher�is a Managing Director in the San Francisco Public Finance office of Stifel. Ms. Gallagher joined Stone & Youngberg in 1998 and Stifel with its acquisition of Stone & Youngberg in 2011. Ms. Gallagher focuses on general government, utility, and infrastructure financing projects for municipal borrowers in California and Nevada. Her experience includes lease-backed financing, enterprise revenue, tax allocation bonds, community facilities districts, assessment districts, general obligation, and pooled revenue credits.Ms. Gallagher earned a Bachelor of Arts degree in cognitive science from Brown University and a Master of Business Administration in finance and marketing from Northwestern University's Kellogg Graduate School of Management. Ms. Gallagher maintains Series 7 and 63 licenses.

Cyrus Torabi is a shareholder in the public law department of Stradling Yocca Carlson & Rauth (the “Firm”).� Mr. Torabi has been with the Firm since 2008 and previously worked as a real estate transactional attorney with Orrick, Herrington & Sutcliffe LLP in Los Angeles, California and Higgs, Fletcher & Mack LLP in San Diego, California.� Mr. Torabi graduated with high honors from the University of California, Davis with a bachelor of arts degree in International Relations and obtained his juris doctorate from Georgetown University Law Center.� Mr. Torabi has experience in all areas of public finance and has a particular focus on water and wastewater utility financings and lease revenue bond transactions.� Mr. Torabi has acted as bond counsel and/or disclosure counsel in connection with financings for The Metropolitan Water District of Southern California, Cucamonga Valley Water District, Eastern Municipal Water District, Inland Empire Utilities Agency, Castaic Lake Water Agency, Santa Clara Valley Water District, Delano-Earlimart Irrigation District, East Valley Water District, El Dorado Irrigation District, Goleta Water District, Montecito Water District, Orange County Water District, San Bernardino Valley Municipal Water District, Sacramento Suburban Water District, South Coast Water District, West Basin Municipal Water District, Westlands Water District, Yorba Linda Water District and the Cities of Oceanside, Salinas, Corona, Ventura and Escondido, among others.��

Dan Walters has been a journalist for more than a half-century, spending all but a few of those years working for California newspapers. At one point in his career, at age 22, he was the nation’s youngest daily newspaper editor.����������� He joined The Sacramento Union’s Capitol bureau in 1975, just as Jerry Brown began his governorship, and later became the Union’s Capitol bureau chief. In 1981, Mr. Walters began writing the state’s only daily newspaper column devoted to California political, economic and social events and in 1984, he and the column moved to The Sacramento Bee. He has written more than 8,500 columns about California and its politics and his column now appears in more than 50 California newspapers.����������� Mr. Walters has written about California and its politics for a number of other publications, including The Wall Street Journal and the Christian Science Monitor. In 1986, his book, “The New California: Facing the 21stCentury,” was published in its first edition. He is also the founding editor of the “California Political Almanac,” the co-author of a book on lobbying entitled “The Third House: Lobbyists, Money and Power inSacramento,”and contributed chapters to two other books, “Remaking California” and “The New Political Geography of California. He is also a frequent guest on national television news shows, commenting onCaliforniapolitics.� ���

Kathleen M. Marcus is co-chair of Stradling's Enforcement Defense and Investigations Practice.Ms. Marcus’ practice focuses on government and regulatory enforcement defense, internal investigations, and compliance counseling. As a former Senior Counsel with the Securities and Exchange Commission (SEC), Ms. Marcus is experienced in representing and advising clients who become the target of government investigations.Ms. Marcus has represented numerous clients in the municipal arena before the SEC, including the SEC’s investigations into the City of Bell and the City of Beaumont.� She has advised cities, school districts, investment bankers and financial advisors who have come under SEC scrutiny for alleged securities violations.��

Fernando J. Guerra, professor of political science and Chicana/o studies, is the founding director of the Center for the Study of Los Angeles at LMU. Guerra has served on standing commissions, blue ribbon committees, and ad hoc task forces for the City of Los Angeles, the State of California, and regional bodies in Southern California. He is a source for the media at the local, national, and international level and has published in the area of state and local government and urban and ethnic politics. He earned his doctorate in Political Science from the University of Michigan and his BA from the University of Southern California.

Paul Kwiatkoski�is a Managing Director in the Public Finance group at Kroll Bond Ratings Agency, Inc. focused on bond insurers. Paul has over 25 years of experience in the financial guaranty industry. He was at CIFG where he was the Global Head of Surveillance and at Enhance Financial Services, Inc. (initially acquired by Radian and then Assured Guaranty) where he managed their financial guaranty business. During the credit crisis he consulted for private equity, hedge funds and other institutions regarding their exposure to financial guarantors. Before joining Enhance, he worked for Moody’s Investors Service in the public finance group.Paul has an MPA from the Maxwell School at Syracuse University, an AB degree in Government from Cornell University and holds the CFA charter.

Jenny Salkeld joined the District in February, 2010 as Controller, was appointed as the Interim Chief Financial Officer for the District in June, 2013 and was assigned the permanent position of Chief Financial Officer on November 19, 2013. Ms. Salkeld is responsible for management and oversight of Payroll and Benefits, Financing Planning, Monitoring and Accountability, Budget Development, and Controller. Ms. Salkeld has participated in the issuance of the District’s Tax and Revenue Anticipation Notes, General Obligation Bonds and General Obligation Refunding Bonds in the collective aggregate principal amount of over $1.5 billion. On March 26, 2015, California State Treasurer John Chiang appointed Ms. Salkeld, together with 11 other individuals, to serve on the “State Task Force on Bond Accountability,” a special task force commissioned to develop best practice guidelines on the fiduciary care and use of State and local bond proceeds.Ms. Salkeld has extensive experience managing multimillion-dollar accounting, finance, and revenue operations and is accomplished in developing financial strategies that enhance organizational growth and maximize sustainability. Her expertise includes design of short- and long-term financial plans, investment management, financial problem solving, corrective action plan implementation, and compliance. In a previous private sector position, Ms. Salkeld was responsible for the accounting integration for a $450 million acquisition by a NASDAQ healthcare company. Additionally, she implemented a Board-approved Corporate Compliance Plan for a mid-size organization.Ms. Salkeld holds a Master of Business Administration and Bachelor of Science in Accounting from the University of La Verne. She is a member of the Institute of Management Accountants. Ms. Salkeld has completed coursework at Walden University in the Doctor of Philosophy in Psychology program, with a specialization in Organizational Psychology, and is in the process of completing her dissertation. Ms. Salkeld completed the Chief Business Officer Program at the University of California, Riverside in March 2016.

Robert McAuslan is Executive Vice President and Chief Credit Officer of Western Alliance Bank, a $15 billion regional banking company headquartered in Phoenix, AZ.� Mr. McAuslan joined Western Alliance in February 2011.� He has spent his entire professional career in banking, including 16 years with Citigroup/Citibank, 4 years with Fleet Financial Group, and 8 years with BBVA/Compass Bank. He is a native of Providence, RI.� His undergraduate degree is from Northeastern University, Boston, MA, and he earned a Master of Business Administration from the Wharton School at the University of Pennsylvania.� He lives in Scottsdale, AZ and Corona Del Mar, CA. �