Banco Popular de Puerto Rico

Dylan Howard, a shareholder in Baker Donelson�s Atlanta office, concentrates his practice in the areas of business and real estate litigation.

George FitzGerald serves as senior vice president of product management for Black Knight Financial Services' Servicing & Default Technologies division. In this role, FitzGerald is responsible for day-to-day management of Black Knight�s servicing and default solutions, including functional enhancements and regulatory changes that support the client�s servicing requirements. FitzGerald has been with Black Knight for 20 years and has 27 years of experience in the mortgage banking industry. Prior to his current position, he served as senior vice president of sales support, vice president of professional services and senior business analyst for mortgage product development. Prior to Black Knight, FitzGerald spent seven years in mortgage servicing in a variety of roles covering virtually every aspect of the mortgage servicing life cycle. He has served as vice president of operations for First Nationwide Bank and Bay View Bank. FitzGerald earned his Bachelor of Arts degree in Political Science from the University of San Francisco and is an active member of the Mortgage Bankers Association.

Joe Drum is executive vice president in charge of agency operations for WFG National Title Insurance Co.

Dave Worrall is President of RoundPoint Mortgage Servicing Corporation. Prior to joining RoundPoint, Mr. Worrall was a Director with CitiMortgage where he had direct responsibility for loss mitigation on Citi's risk-owned portfolio, master servicing and sub-servicing relationships. Prior to joining CitiMortgage, Mr. Worrall worked for Fannie Mae as Vice President of Operations for its National Servicing Organization. In this position Mr. Worrall led Fannie Mae�s loss mitigation, foreclosure, bankruptcy, servicing oversight, technology, compliance and servicing policy functions.He also played key roles in the development of various government programs including HAMP, 2MP and HAFA. Before joining Fannie Mae, Mr. Worrall held senior roles at Rescap and GMAC-RFC.

William Robinson is president of Attorneys Title Agency, a Farmington Hills, Mich.-based title insurance agency with more than 30 offices throughout Michigan, Ohio and Indiana. Bill is available at wrobinson@atatitle.com.

Martin Touhey, principal, the Consumer Finance Group at PwC.�

Kristi is the Chief Development Officer of NextJob, a national reemployment services company. Among its industry firsts, NextJob launched the nation�s first lender-sponsored homeowner reemployment service with Fifth Third Bank in 2012, helping homeowners at risk of foreclosure land jobs and keep their homes. NextJob works with three other lenders in this new approach, including M&T Bank. Working with employers, NextJob partnered with Equifax Corporation to launch the unemployment claims management industry�s first reemployment service in 2009. Kristi joined NextJob in 2007 with a background in multimedia education and curriculum design that made her instrumental in helping NextJob develop industry-leading online job search training.Prior to joining NextJob, Kristi led the writing and designing of the first multimedia-delivered, full semester high school economics course in America. The product, �Thinking Economics,� went on to win first place in the New York Educational Multimedia Competition and set a standard for multimedia-delivered education. Thinking Economics is currently distributed by the Center for Economic Education, the leading organization in the US and around the world for economics education. Kristi has developed business/education partnerships in hundreds of schools both elementary and secondary. She has also managed major faith-based initiatives including the development and funding of outreach ministries and discipleship centers. Kristi has taught both economics and international economics in multiple high schools as well as at Oregon Institute of Technology. She holds a bachelors degree in Economics from the University of Manitoba.

Kevin Wall is president of First American Mortgage Services, a division of First American Title Insurance Co.