Banco Popular de Puerto Rico

Mr. Looney is responsible for overseeing DebtX�s US Loan Sale Group.� Under Bill�s sales leadership, DebtX has grown from a start-up to the nation�s largest loan sale company.� Prior to joining DebtX, Bill was a founding partner in the Boston law firm of Looney, Cohen, Reagan & Aisenberg LLP, which specializes in representing banks and investment banks in commercial loan sales and other commercial transactions. Prior to becoming a lawyer, Bill handled middle market corporate and commercial real estate lending and workouts at several Boston commercial banks.Mr. Looney is a frequent panelist and speaker on the US loan sale market.� He received his Bachelor of Arts degree from Harvard College and law degree from Suffolk University Law School.

Michael Goldring joined Avison Young in August 2012 as a Principal and member of the firm�s capital market groups. He is based in Avison Young�s New York City office.� At Avison Young, Goldring is focused on broadening coverage of the firm�s loan-sales platform by sourcing targeted product for strategic buyers as well as helping sellers find suitable buyers. His responsibilities include providing a negotiated trading platform for financial institutions and private capital that prefer confidential, off-market transactions.An industry veteran with 25 years of experience, Goldring specializes in private negotiated loan-sale transactions. He has extensive experience facilitating the sale of residential and commercial notes and loan portfolios on behalf of a wide variety of clients, including institutional owners, large and community/regional banking institutions, Funds, and both large and small private investors, including local niche investors.�Prior to joining Avison Young, Goldring was a Senior Vice-President at ICAP, the world�s largest global institutional financial broker, where he served as Desk Head and intermediary for whole-loan trading.Before joining ICAP, Goldring was a regional banker in the Correspondent Lending Division at Countrywide Home Loans. He also previously served as a transaction manager to build the Correspondent Warehouse program at Morgan Stanley. In that role, he managed complete infrastructure development for the program and established all policies and procedures, risk management criteria, documentation, systems development and integration. �

Ira Platt has a demonstrated track record of identifying, negotiating and executing Specialty Finance transactions that deliver superior returns while using structuring tools to substantially mitigate the risk of loss. As a Managing Director at RBS Greenwich Capital from 1997 through 2008, he directed a staff of 12 while leading the Non-Mortgage Principal Finance business in committing almost $3.7 billion in capital and generating a 24.1% IRR on deployed funds. Mr. Platt�s investment mandate covered a wide range of consumer and commercial finance sub-sectors and included debt financing (with numerous distressed and pre/post-petition bankruptcy financing transactions), asset portfolio acquisitions, equity investments and other asset-backed securities transactions.Since leaving RBS, Mr. Platt has been an active investor in the specialty finance space, leading numerous successful investments in company platforms, financings and asset acquisitions. In addition, Mr. Platt presently serves as a member of the Board of Directors and/or an advisor to several specialty finance organizations and, from 2009- 2011 was the Co-Portfolio Manager for the Rosemont TALF Opportunity Fund, which returned a 17% net IRR to investors from inception through wind down. Prior to his tenure at RBS, Mr. Platt was an executive officer of The Aegis Consumer Funding Group, a publicly traded automotive finance concern and was employed by CS First Boston with responsibility for the design and execution of front-end trading systems to support international securities transactions.Mr. Platt is presently the Board Chairman of the Fairfield Theatre Company and received an M.B.A. from Duke University�s Fuqua School of Business in 1991 and a B.A. from Emory University in 1985.

Mr. North is currently the EVP of Capital Markets �here at�Porthos Portfolio LLC . Mr. North began his career in the mortgage industry in 1996 with Metropolitan Financial serving as general manager of internal operations. In 2002 Mr. North was the founding partner of CTR Mortgage Group, an Orange County based mortgage brokerage firm. Most recently, in 2008 Mr. North served as an asset manager at Kondaur Capital Corporation. In 2010 Kondaur Capital promoted Mr. North to Portfolio Manager of Trading. In this roll Kish developed an expertise in fair market values that includes the acquisition, re-sale, servicing, and executing work out strategies in the distressed mortgage note space. Today, Mr. North works with National Banks, Hedge Funds and trading desks and off market assets, acquiring distressed and re-performing Notes/ real property for�PPT. Kish North previously held mortgage origination licenses in California, Utah, Arizona, Ohio and Florida.

Keith Freeman is a social media specialist at Strategic Vantage Marketing & Public Relations.

Andrew Stumm is responsible for new-client origination for Garnet Capital Advisors.� A 20-year veteran of the mortgage credit business, Andrew has held sales and management positions with several of the industry�s leading firms, including Conseco Finance, Delta Funding and Countrywide Home Loans.� During his tenure with Garnet, Mr. Stumm has originated mandates of, managed, and closed several billion dollars of performing, sub and non-performing residential and commercial mortgage loans. Andrew holds a Master of Science in Management from the Georgia Institute of Technology and a Bachelor of Arts from Georgia Southern University.

Lee Gillispie is a senior account executive for enterprise content management at Fiserv.

Chris Wittrig is a Vice President for Land Home Financial Services with responsibilities that transcend Mortgage Servicing operations and Information Technologies.� Mr. Wittrig has more than 20 years of experience in mortgage default including operational leadership, building cutting-edge technology platforms that support the mortgage default lifecycle, and developing unique strategic business solutions tailored to the individual needs of clients that respond to the moving demands of the industry.

Tom Anderson is a Senior Manager in the PwC Consumer Finance Group and has nine years experience consulting in the financial services industry. He specializes in banking strategy, operations,�due diligence, compliance and risk management. �Prior to joining PwC, Tom worked for Deloitte and Touche in the Consulting and Corporate Finance division, managing a number of engagements encompassing financial, operational and commercial due diligence as well as strategic projects. Tom began his professional career in audit, specializing in banking and insurance clients.

David Williams is the vice president of RightStart Mortgage in Pasadena, Calif.