Banco Popular de Puerto Rico

Amy S. Mushahwar is an experienced data privacy, security, and management attorney with more than 15 years' experience in the technology industry in both legal and engineering capacities. She defends companies in privacy-related matters, including privacy litigation, breach of security litigation, and advises on regulatory issues involving e-commerce, including social networking sites, the use of mobile platforms in banking transactions, and PCI compliance for payment cards. Amy also assists clients in the development of integrated digital platforms, particularly those using the Internet, cloud computing, emerging payments, database APIs, and mobile technology. Amy is an editor of the American Bar Association's Data Security Handbook, and authored numerous publications that have appeared in titles like Corporate Counsel and Information Security Magazine, among other publications.Amy is a magna cum laude graduate of the Catholic University, Columbus School of Law. In her spare time, Amy is on the White Hat Gala Committee to benefit Children's National Medical Center.

Pete Radike is director of product management, lending solutions at Fiserv.

Roger Gudobba is the Chief Strategy Officer for Mortgage and part of the Senior Management Team at Compliance Systems. He has over 25 years experience and is a long time advocate of the importance of data quality and its impact on the industry�s move to a fully electronic mortgage. He has been actively involved with MISMO since its inception and an early proponent of the role of XML for data. Roger is a past winner of the Steve Fraser Award and the Lasting Impact Award from National Mortgage News.

John Bauer is senior vice president of Credit Services at CoreLogic.� He is responsible for managing strategic and operational initiatives for the CoreLogic Credco, TeleTrack, SafeRent and Jenark divisions, as well as CompuNet Credit Services.

Jim Rosen is the Vice President of Operations for Finale Document Services, the mortgage document preparation service offered by Accenture Mortgage Cadence. In this capacity, Jim oversees a team of seasoned professionals offering dynamic document preparation services to lenders on the Accenture Mortgage Cadence platforms and independent, directly integrated lenders across the lending spectrum. Finale Document Services supports automated document preparation for origination and servicing customers across the mortgage lifecycle. Jim holds a bachelor�s degree from the University of Colorado and has served in various capacities of the mortgage service industry for over 15 years, with particular depth and experience with residential mortgage document preparation.

Jessica Manna is VP & Chief Marketing Officer at Residential Finance where she directs offline and online lead generation, public relations, and brand management. Jessica was named #2 on Direct Marketing News� list of �Top 30 [Marketers] Under 30� and received an Executive M.B.A. from THE Ohio State University.

Kevin Cloyd, a 20-year veteran of the mortgage industry, is president of Carrington Property Services LLC, a national asset management company specializing in the preservation, management, rental and disposition of residential properties, with a focus on bank-owned properties.

David Walton is responsible for strategic technology direction and technology leadership with emphasis on software and systems architecture, SDLC process, ASP hosted operations, ALM, information security, and leveraged services. He has over 27 years of experience in software design, architecture, IT and business management. Walton began his career at Darby & Mitchell, Inc., where he served as COO, Project Manager, and Computer Systems Manager. He joined Fiserv in 1996 and has served in many roles at the business unit and corporate level, including VP Operations and CTO. Walton has led or served on numerous Fiserv technology/governance-related bodies focusing on architecture, fraud controls, infrastructure, security and technology integration.He is an MBA Certified Mortgage Technologist, has served on the Mortgage Bankers Association Residential Technology Steering Committee and was Co-Chair of the MBA Residential Technology Software and Services Subcommittee. He holds B.S. and M.S. degrees from West Virginia University.

Greg Holmes is national director of sales and marketing at Credit Plus Inc., Salisbury, Md. Credit Plus is a provider of credit and mortgage information services. He can be reached at beyondbundled@creditplus.com.