Banco Popular de Puerto Rico

Dallas is one of the founding partners of Invitation Homes. He has overseen acquisitions of roughly 26,000 single family homes with IH. With over 12 years in Residential real estate and a strong background in finance, Dallas oversaw investor relations, equity raising, and acquisitions at Treehouse Group. While at Treehouse, Dallas was responsible for investing in over $130mm of single and multifamily homes. Before launching Treehouse Group he brokered and syndicated land and residential investments for Perkinson Investment Corp, where he worked closely with developers and construction companies for site-use analysis to determine investment objectives and strategies. Dallas Graduated from Arizona State University with a Bachelors degree in Finance and a Masters degree in Real Estate Development from the WP Carey School of Business. He is married with 3 children and resides in Gilbert, AZ. He is active in his community and sits on the Maricopa County Flood Control advisory board. In addition, he is an Advisory Board Member for First Scottsdale Bank.

Dillon Vestal joined CoreLogic in 2007 and currently manages in the firm�s Advisory Group. His group is responsible for consulting and fulfilling on custom projects using the firm�s extensive datasets surrounding property, mortgage and consumer data. Past projects have included pricing residential whole loan pools, building and implementing portfolio valuation models, and performing custom analytics on borrower and property trends in the mortgage industry. Prior to joining CoreLogic, Dillon worked as a risk manager at Q Investments, a multi-strategy hedge fund based in Fort Worth, TX. While at Q, he assisted with the fund�s portfolio risk management, securities lending and pricing functions. He also held a position with EMC Mortgage Corp., a subsidiary of Bear Stearns. While at EMC, he worked for the Scratch-and-Dent mortgage trading desk and was responsible for the risk reporting, interest rate hedging, and securitization activities of the mortgage portfolio. His background has exposed him to all areas of the capital markets, with a particular emphasis on the fixed income markets including ABS and RMBS. Dillon graduated with honors from Texas Christian University in Fort Worth, TX and holds a B.B.A. in Finance.

Mike Aneiro is a Product and Hedge Manager with Compass Analytics, LLC. Mr. Aneiro�s primary focus is the development of new business and analytics, focusing on traditional bank portfolio risk management as well as on enterprise risk management. Prior to Compass Analytics, Mr. Aneiro was a principal and founder of a risk consulting and software development company, with work done for entities such as PwC, Freddie Mac, and HUD/FHA. Prior to this venture, Mr. Aneiro was portfolio manager in Freddie Mac�s Retained Portfolio, focusing on single-family ABS, CMBS, and municipal mortgage-backed securities. Before joining Freddie Mac, Mr. Aneiro was the head of portfolio management and risk management at Telebank. Mr. Aneiro was part of a small team that grew Telebank�s business and diverse portfolio that was eventually sold to E*Trade and is now E*Trade Bank. Mr. Aneiro earned his BS in Finance and Economics at Lehigh University

David assists Promontory clients with regulatory, strategy, and compliance issues, focusing on consumer financial services. During his 13-year career as a regulatory attorney and manager with the Federal Reserve Board and the Consumer Financial Protection Bureau, David had responsibility for developing regulations and policy across a broad range of consumer financial services issues. David is the former Managing Counsel for the Bureau of Consumer Financial Protection.

Tom provides guidance to clients on credit, compliance, and market-risk issues. He has significant experience identifying weaknesses in large banking organizations, including those in retail-credit operations. He also helps design and implement remediation plans, particularly in response to regulatory enforcement matters and any identified shortcomings.

Christopher assists clients with a variety of regulatory, compliance, and risk management issues, focused mainly in the mortgage and default servicing industry. Chris has over 12 years of experience as a real estate and mortgage consultant, serving financial institutions and government entities.

As the founder and managing director of Summer Street Advisors, LLC (SSA), Jack Mullen brings a breadth of knowledge and experience to the CRE industry. Prior to the formation of SSA, Mr. Mullen was an executive member of GE Capital Real Estate�s Global Valuation Team and was responsible for managing transaction teams in the due diligence, valuation and underwriting activities supporting the acquisition of $10 billion in CRE investments. Previously, he served as vice president with Turing Capital responsible for risk and transaction management for corporate and commercial real estate lending opportunities. Mr. Mullen has also held key positions with Chase Manhattan Bank, Chemical Bank and Finova Capital. Through the delivery of highly-respected and well-attended Thought-Leader Roundtable Networking events, Mr. Mullen continues to be positioned at the forefront of the evolving and complex CRE industry. These events, held quarterly in NYC, assemble the leading industry experts and executives who are actively shaping and influencing the marketplace. In addition to being a frequent, preferred contributor to articles in leading industry publications such as PERE, Mr. Mullen regularly produces by-lined articles on the most critical subject matter facing the commercial real estate industry today. Mr. Mullen earned his Masters in Business Administration from Fordham University and a BA degree in Economics and Political Science from Salve Regina University. He is a member of the REFA CT Board (Real Estate Finance Association), CREFC (CRE Finance Council), RELA (Real Estate Lenders Association) and is Six Sigma Green Belt Certified.

Matthew Ziffer leads distressed residential whole loan trading as well as credit impaired securities trading. In addition, Mr. Ziffer is a member of the firm's Investment Committee, and manages the firm's loan servicing relationships, due diligence vendors as well as its loan-level surveillance efforts. In that capacity, he is responsible for the acquisition, management and disposition of distressed loans and securities. Prior to joining the firm, he was Head of the Residential Non-Performing and Scratch & Dent Mortgage Trading Desk at Lehman Brothers. Previously, Mr. Ziffer was an Assistant Vice President in the asset-backed securities group of Deutsche Bank, focusing on the financing of various assets including non-performing residential mortgage loans. He began his career in the capital markets group of Cadwalader, Wickersham & Taft. Mr. Ziffer received a B.A. from the University of Maryland, College Park and was awarded a J.D. magna cum laude, from New York Law School, where he was a Law Review Editor.

Kyung Cho-Miller is Vice President and Assistant General Counsel at JPMorgan Chase. She works on Dodd-Frank matters; supports originations and federal and state regulatory exams; and assists on special projects. Prior to joining Chase in October 2010, she worked at Fannie Mae in several positions in the legal department and executive office. As Associate General Counsel in the legal department, she worked with the Treasury Department to draft guidance on Making Home Affordable programs and advised and assisted the Product Management and Development group in developing mortgage products and initiatives. In the executive office, she was the Special Assistant to two Presidents and CEOs during one of the most challenging times ever faced by the Company (pre- and post-conservatorship). Kyung also held positions as Associate General Counsel at CitiFinancial and as Counsel at the Division of Consumer and Community Affairs of the Federal Reserve Board where she specialized in TILA, RESPA and other financial statutes and regulations. Kyung received her Juris Doctor from the Washington College of Law and her B.A. from the School of International Studies -- both at American University. She is a member of Maryland, New Jersey and D.C. Bars.