Banco Popular de Puerto Rico

Emeka Charles Chinwuba's practice focuses on project finance transactions primarily in the power (including renewables) and infrastructure sectors.� His experience includes general bank finance transactions (including acquisition financings, investment grade financings and ABLs) and project development and finance transactions including for wind power projects, asset acquisition transactions, parking and toll road concession transactions and US P3 transactions.��His work has covered complex financing projects in the United States, South America, Middle East�and Africa.In 2010, Emeka served as a volunteer prosecution attorney at the International Criminal Tribunal for Rwanda, where he assisted in reviewing pleadings, drafting appellate briefs and interviewing prosecution witnesses relating to the trial of genocidiares in the 1994 Rwandan genocide. �

Mr. Belinsky joined Frasca & Associates in 2011 and has more than 30 years of government and finance experience, specializing in financial, strategic, and transactional advisory for airports and infrastructure development projects. Mr. Belinsky currently leads Frasca’s P3 financial advisory efforts. Mr. Belinsky had a significant role in the LaGuardia CTB $4 billion Replacement Project for Frasca.He is advising the Los Angeles World Airports on its $5.5 billion P3 Landside Access Modernization Program, the San Diego Regional Airport Authority on its new FIS facility and ADP project. He has advised the City of Kansas City ATAG committee on future Terminal development at MCI.As part of these projects, Mr. Belinsky has reviewed and evaluated capital programs, financing structures and assisted in the development of alternative financing structures as well as the procurement process.

Victoria Ozimek offers legal advice to clients regarding all aspects of tax advantaged obligations, from vetting the tax issues on proposed financing structures to assisting issuers with post-issuance compliance matters such as remedial actions and private business use analyses. She can be reached at victoria.ozimek@bracewell.com.
is a member of Bracewell LLP's Public Finance practice in Austin.

Ron is a partner at Hawkins Delafield & Wood LLP.� He has practiced as a public finance and contracts attorney at the firm for over 35 years.� His areas of practice focus on project finance, governmentally sponsored infrastructure project procurement and economic development project financing.� His clients are primarily governmental project developers and issuers and underwriters of municipal bonds.� The categories of law are bond counsel, disclosure counsel, lenders’ counsel, procurement counsel and contact counsel.Ron was lenders’ counsel for the LaGuardia Airport Terminal B Replacement Project.� He worked with the project sponsors and proposal team in developing the financing portions of the proposal to the Port Authority and, following selection of the proposal team by the Port Authority, he worked with the project sponsors, financial advisors, underwriters, bond counsel and disclosure counsel to develop the security documents and the disclosure documents for the transaction.

I am currently the Commissioner of Finance and Budget Director for the County of Rockland.� I started with the County of Rockland in 2011 and have worked to turn around a County in serious fiscal stress.� Many programs were implemented to cut cost and increase revenues, such as an early retirement incentive, sale of surplus properties, payroll deferral, increase to property taxes, establishment of a new motel/hotel tax, residential energy tax, vehicle registration fee and 911 surcharge.� The County currently has an operating budget in excess of $700 million.Before I came to the County of Rockland I was a senior vice president in charge of marketing and new business development in the Municipal Finance Engineering Group, Department of Public Finance at Dexia Credit Local.� Prior to that I was a managing director of the Municipal Finance Department at Financial Security Assurance, and vice president and eastern region manager of MBIA Insurance Corporation’s Tax-Backed Department.� My municipal career began as a senior examiner of municipal affairs for the New York State Comptroller’s Office in White Plains, NY.�I joined Dexia Credit Local in 2007 and directed my efforts in the direct lending private placement area for municipal governments and agencies.� Our new business development lead to an array of various bank taxable and tax-exempt financing, such as lines of credit, restructuring and refunding, equipment financing, bridge loans, POB’s and OPEB’s.In 1996 I joined FSA and worked diligently to eliminate their trading differential, increase deal volume and put FSA in position as the number one municipal bond insurer.� New business development included using the insurance product in new areas such as the New Jersey Investment Trust, Pool Financings and Royal Charter Properties.During my eleven years at MBIA, I held a number of analytical and management positions and worked on a wide variety of transactions, including Illinois Sports Facilities Authority (Chicago White Sox Stadium), Atlantic City Convention Center, New York Dormitory Authority (United Cerebral Palsy), Rhode Island DEBCO, Republic of Ireland, and several New York City and New York State local municipal issues.In the past I have been a member of the Municipal Analysts Group of New York, the Bond Market Associations, a trustee of the Citizen’s Budget Commission, President of the Municipal Forum of New York (2005-2006), member of the board of governors for the Municipal Forum of New York, Chairman of the Government Finance Committee of the Westchester County Association (1993-96), member of the Financial Reporting Task Force for the Government Accounting Standards Board (GASB), member of the Presidents Council and alumni hall of fame of St. Thomas Aquinas College and Alumni Chair for the STAC Annual Giving Program (1995-97).�Professionally, I am affiliated with the National Federation of Municipal Analysts, the American Institute of Certified Public Accountants, the New York State Society of Certified Public Accountants. and the Government Finance Officers Association.Presentations that I have made to numerous professional organizations include the National Government Finance Officers Association, the National Association of School Business Officials, the National Association of State Treasurers, the American Banker-Bond Buyer conferences, the National Forum on Public Finance (Governing Magazine), the University of Illinois at Chicago, Old Dominion University, the University of Massachusetts at Amherst and the University of Delaware.I have a MBA in finance from Iona College, Hagan School of Business and hold a Bachelor of Science degree in business administration with a concentration in accounting from St. Thomas Aquinas College.� I am a Certified Public Accountant.��

Lloyd Pepperl is a Vice President in Moody's U.S. Public, Project and Infrastructure Finance Relationship Management Team, and oversees Business Development for the U.S. Southwest region from Dallas, Texas.Mr. Pepperl began his public finance career at the New Mexico Finance Authority. Subsequently, Mr. Pepperl became an investment banker at RBC Capital Markets in Phoenix and Dallas, providing financial advisory and underwriting services to some of the largest governmentalentities in the country. While at RBC, Mr. Pepperl advised and structured over $6 billion of municipal bond debt. �Mr. Pepperl also spent time with UBS Financial Services, Inc., and formed Pepperl Consulting Group, LLC, focusing at each firm on investing options for public finance professionals.Mr. Pepperl holds a BA in Political Science from Arizona State University, and a Master’s in Public Administration, Financial Management, from the University of New Mexico.

Semper Augustus Consulting advises on organizational structure; e-trading; trading, sales and operational systems development; compliance; and operational risk management.Tom joined Morgan Stanley in 1996 and spent 20 years serving as the Global COO of the Interest Rate & Currency Division and COO of Municipal Securities, and held positions in e-commerce, underwriting, and trading.� Tom was a founding member of TMC and previously served as a Board Member.� Previously, Tom was a senior trader at George K Baum and CS First Boston and served in senior roles as an institutional broker.� Tom began his career as a senior treasury analyst at Cablevision Systems Corporation.

Steve Williams, MPA, CGFO is the Assistant City Administrator/Chief Financial Officer for the City of Conroe.� Prior to coming to Conroe, Steve worked for the Town of Flower Mound as the Director of Budget & Research and in the City of Dallas as a Sr. Budget Analyst.� He attended the University of North Texas, earning Master of Public Administration and Bachelor of Arts (Political Science) degrees.�Steve is a member of and has served in key leadership positions in various professional organizations, as well as within the greater Conroe area community.� Such involvement includes the Government Finance Officers Association of the US and Canada, GFOA Texas, serving as a trustee on the Montgomery ISD School Board, the Conroe Noon Lions Club, Leadership Montgomery County Board of Directors, Conroe YMCA, and Education for Tomorrow Alliance.� He is also a Certified Black Belt Head Instructor within the American Society of Karate, teaching a class to approximately 50-60 children and adults, and coaches/coached youth basketball, football, and baseball.�Steve and his family live in April Sound (Conroe, TX), where he previously served on the Property Owners Association Board of Directors.� On a personal note, Steve is happily married to his wife of 23 years, Carrie, and a father of four children:� Kathryn (22); Peter (18); Caleb (16); and Jordan (14).� Carrie is a fourth grade teacher at Montgomery Elementary School, while all four children attend/attended schools within MISD.� Kathryn is a recent graduate of the Bush School at Texas A&M University.� Steve and his family attend Fellowship of Montgomery Church near Montgomery.� They also enjoy participating in a variety of sports and leisure activities, especially area youth sports, MISD extracurricular programs, ASK karate, and water sports.�

Since co-founding Estrada Hinojosa in 1992, Mr. Hinojosa has been responsible for managing the firm’s transactions and growth of the firm. In the past two years alone, the firm participated in 470 transactions totaling $48 billion. As founding partner and CEO he has led the firm in 22 years of consecutive profits.Mr. Hinojosa has built a strong reputation for creative solutions to complex challenges in the public finance arena. He has broad experience as a financial advisor to many diverse type of political subdivisions and municipalities, as well as direct involvement with the firm’s municipal bond underwriting activities.In 2006, Mr. Hinojosa was elected by industry peers to serve on the global board of the Securities Industry and Financial Markets Association (SIFMA). SIFMA is the industry’s think-tank, with offices in New York, Washington, London and Hong Kong. He was appointed in 2002 by the President and confirmed by the United States Senate to serve on the Board of Directors of the Securities Industry Protection Corporation, completing his second term in 2006. Most recently, he was elected to serve on Board of the Bond Dealers of America headquartered in Washington, D.C.As an active member of the community he has participated in many civic and church related organizations. Most recently he was the recipient of the first Monarch Award by Mi Escuelita, Dallas for his many years of service and advocacy for an organization that teaches children how to read, write and speak English and basic math before entering elementary school.Recognized as an authority in the Investment Banking industry, Mr. Hinojosa has provided expert testimony in numerous seminars in the United States, Mexico and Spain.

Charles Almond has more than 40 years of experience practicing law and specializing in federal income tax matters – in particular, federal income tax matters relating to state and local government bonds and public finance. He can be reached at charles.almond@bracewell.com.