Banco Popular de Puerto Rico

Robert Hannay, CFA, is the founder of Munitrend, a provider of municipal finance data and analytics.

Janet Vaughan Robertson serves as bond counsel, underwriter counsel, credit bank counsel, borrower counsel, issuer counsel and trustee counsel on municipal and conduit bond issues for cities, counties, school districts, community colleges, �charter schools, health care facilities, continuous care retirement communities, cultural facilities, industrial development facilities, housing developments and other issuers located throughout Texas and the United States.Janet’s practice has a special emphasis on conduit financings for nonprofit entities and corporations that benefit the community through job creation and public/private partnerships. Structuring such financings draws on Janet’s in-depth understanding of public finance and expertise in lending and secured transactions.

John Bonnin is the Vice President of Energy Supply and Market Operations for CPS Energy, the municipal utility company serving San Antonio. In this position, John leads the team that directs the daily deployment of CPS Energy’s generation assets, plus all wholesale power marketing activities, and all coal and natural gas procurement and transportation.John has over 24 years’ experience in the utility industry in both the investor owned and municipal utility worlds.� He holds a BS from LSU and an MA from Webster University, and is an Air Force veteran.

Certified Public Accountant (CPA) since 1974Certified Valuation Analyst (CVA) retired status in 2014Richard started his public accounting career in 1969 while still attending college.� He worked for a local public accounting firm as a junior accountant.� After graduating from college, he accepted a full-time position as a senior staff accountant with the same firm.� Richard’s primary assignments included performing tax services for individuals and businesses and conducting independent audits of small-to-medium-sized companies and governmental entities.�After receiving his CPA license in 1974, Richard became a partner with other CPAs and continued practicing public accounting.� In 1984, he began providing consulting services, assisting parties in litigation by assessing and determining economic damages.� In 1998, Richard combined his practice with a regional firm, and the new firm was named Burton McCumber and Cortez, L.L.P.� This firm is a full-service public accounting firm providing attest services for publicly traded companies, financial institutions, governmental entities and private companies.� The firm has offices in Brownsville and McAllen, Texas and also in Matamoros and Reynosa, Mexico.� The firm provides services to the maquiladora industry in Mexico.� Richard has retired as a partner but continues to head the forensic consulting services department for the firm.� He has been involved in hundreds of cases in federal, state and bankruptcy courts.� Richard has been appointed receiver, special auditor, accountant, and business valuator by various state district courts.Richard has devoted considerable time for the betterment of the accounting profession.� He has held various positions, including president of the local Rio Grande Valley Chapter of the Texas Society of CPAs.He has performed business valuations for various industries and companies of all sizes.�Richard has taught a graduate level course in Forensic Accounting at University of Texas-Pan American.

Ursula Parks is the Director of the Texas Legislative Budget Board (LBB). Ms. Parks has been on the staff of the LBB since 1993.During her tenure at the LBB, Ms. Parks has worked in various capacities including a budget analyst, a budget team manager, an assistant director, and the agency's deputy director.�Ms. Parks has been directly involved in the development of budget and policy recommendations for numerous state agencies and institutions within all state government functions; for much of her tenure she was involved specifically in the area of public education finance. �She is an expert not only in big-picture state fiscal policy but also in the details of developing state appropriations.Ms. Parks is a life-long Austinite, and holds a bachelor's degree from American University.

James “J.R.” Rieger is Managing Director and Global Head of Fixed Income Indices at S&P Dow Jones Indices (S&P DJI). With over 30 years of fixed income experience, J.R. leads S&P DJI’s global fixed income efforts, overseeing a team of subject matter specialists tasked with the creation and management of fixed income indices around the globe.Under J.R.’s management, S&P Dow Jones Indices has launched a global suite of fixed income indices, which includes a focus on transparency for municipal, corporate, and high-yield bonds, senior loans, commercial paper, sovereign debt, credit default swaps, Sukuk securities, and the Australian bond market. Recent innovations include the S&P 500� Bond Index covering corporate bonds issued by the companies in the S&P 500, the S&P U.S. Aggregate Bond Index, as well as indices that track the global developed sovereign, China onshore, Pan Asia, ESG, Indian, and African bond markets.J.R. serves as the firm’s voice to media outlets on the bond markets, in addition to performance and attribution topics. His research and unique metric innovations are frequently cited in national publications, and he has contributed as a guest on CNBC’s Squawk Box and Bloomberg News. He frequently speaks to industry leaders at conferences around the world on the current state of the global debt markets.Previously, J.R. was vice president, global evaluations at Standard & Poor’s Securities Evaluations, Inc. Active in the financial community, J.R. is a member of the Municipal Bond Club of New York, New York Society of Security Analysts, Municipal Analysts Group of New York, and the National Federation of Municipal Analysts. In 2012, J.R. served as Adjunct Professor at Adelphi University’s Robert B. Willumstad School of Business, teaching Investments for the graduate school program.J.R. holds a B.S. from Widener University and an MBA from Adelphi University.

Mr. Harris is a Managing Director in Public Finance at Academy Securities. His primary responsibilities include coverage of clients in the Southwest region of the country. He has served as a senior banker for Texas clients including Dallas Independent School District, the City of Houston, the North Texas Tollway Authority and the City of Tyler among others. Throughout his career, he has participated in numerous venues sharing his infrastructure expertise at industry conferences and client presentation though out the country.�He is a graduate of the United States Military Academy at West Point where he earned a BS in Mechanical Engineering and was commissioned a Second Lieutenant in the U.S. Army Ordnance Corp. Upon completion of his military commitment, Mr. Harris resigned as a Captain and matriculated into the University of Pennsylvania’s Wharton School where he earned an MBA in Finance and Marketing. He is a Municipal Principal holding FINRA Series 7, 63 & 53. Mr. Harris resides in New York City and serves on a variety of local public boards.

George Friedlander is widely recognized as a leader in the municipal bond marketplace. He is frequently quoted in the financial press on his ideas related to trends and investment patterns in the municipal bond market. Prior to joining Court Street Group, he was employed by� Citigroup and its predecessor firms for 41 years.� He has a BS in Math from the State University at Stony Brook and an MBA with Distinction in Finance from Pace University. Mr. Friedlander� has perennially been ranked within the top three� in municipal strategy in various investor surveys. More recently, he has adjusted his focus to policy analysis within the muni market, as well as the implications of accelerating technological change for state and local governments. Mr. Friedlander has further been recognized with awards from SIFMA and its predecessor firms, the Bond Market Association and the Public Securities Association, and from the National Federation of Municipal Analysts. He was voted the National Federation’s Analyst of the Year in 1989, and received the Chairman’s Contribution Award of the Bond Market Association in 1997. In 2011 Mr. Friedlander received the Lifetime Achievement Award in a poll of institutional investors by Smith's Research and Gradings. �He is currently actively working with state and local public interest groups on ways to respond to potential threats to the tax-exempt status of municipal bonds.