Banco Popular de Puerto Rico

Michael Palmieri leads p3point's consulting focus to help government and private sector clients develop strategies, evaluate project feasibility, manage or bid P3 procurements (RFQs-RFPs, structuring and negotiating project documents), structure financing, and innovatively help clients to find ways improve to efficiency, affordability and profits. He is an MSRB / SEC Registered Municipal Advisor with a Series 50 License.Michael was the lead P3 financial advisor to the City of Long Beach on their $520 million Civic Center P3 project that he helped to reach financial close in April 2016 and has extensive international P3 experience in infrastructure, power, water, transportation, district energy and private equity including: Led 21 ($13 billion) and team member in 52 ($28 billion) of new infrastructure project procurements; Led 19 ($369 million) and team member in 9 ($185 million) closed private equity infrastructure investments in deals totaling over $7 billion of financing; Helped raise $625 million of private equity LP capital for 6 funds.Michael was a Partner in KPMG’s Global Infrastructure and Projects Group, a public finance banker at Merrill Lynch, a project finance banker at IFC/World Bank Group and was a member of the infrastructure fund management teams at Energy Investors Funds and Texas Pacific Group. He taught graduate school project finance at Johns Hopkins School of Advanced International Studies, has a BS in Chemical Engineering from the University of Michigan and an MBA in Finance from Columbia University.

Kendra Fretz Morris is Director of P3 Projects for American Water Enterprises, the non-regulated business of American Water. American Water is the largest publicly traded US water and wastewater utility serving more than 15 million customers across 47 states and Canada. Kendra leads business development pursuits for infrastructure and clean energy projects primarily with municipal customers. Previously, she was an Associate Director at Meridiam Infrastructure North America, a P3 fund dedicated to long-term development and equity investment of P3 projects. Kendra holds her Master of City and Regional Planning from the University of Pennsylvania where she focused on public private development and infrastructure finance.�

Ryan Miller is a Principal Fiscal & Policy Analyst at the California Legislative Analyst’s Office (LAO), the Legislature’s nonpartisan fiscal advisor. Ryan coordinates the LAO’s revenue forecast and covers the teacher pension system (CalSTRS). Ryan also has expertise on the overall budget condition, the state’s rainy-day fund policy, and retirement programs.Prior to joining the LAO in 2012, Ryan spent three years at the Congressional Budget Office in Washington, D.C., estimating the costs of proposed federal mandates on state and local governments. Ryan graduated from Michigan State University with bachelor’s degrees in economics and public policy and received a master’s degree in public policy from the George Washington University.

Dan Seymour is an Assistant Vice President/Analyst for the State and High�Profile Ratings team, based in New York, covering credits for the states�of Pennsylvania, Vermont, Kansas and Michigan. Dan authored the Local�Government General Obligation and Municipal Utility methodologies.�Prior to joining Moody’s, Dan was a reporter for the Bond Buyer�Newspaper and a reporter for the Associated Press. Dan holds a BA fromRowan University and a Master’s degree from Baruch College.

Mr. Spinelli is a Managing Director in Bank of America Merrill Lynch’s Philadelphia office with responsibility for the Firm’s public finance efforts in the Mid‐Atlantic region. Mr. Spinelli’s 30 years of public finance investment banking experience includes financings for state and state‐level issuers as well as large city, regional and local issuers in Pennsylvania, Ohio, New Jersey, Maryland, West Virginia and Delaware.� Additionally, Mr. Spinelli brings experience in the Transportation and Utility sectors as well as with inaugural issuers.� He is a graduate of the Pennsylvania State University and the Kellogg Graduate School of Management of Northwestern University.

J.T. Hutchinson has several years of credit products and capital markets origination experience. He manages a team of bankers covering government, infrastructure, 501(c)3, and higher education credits. As a regional team leader for PNC, Mr. Hutchinson maintains business development and relationship management responsibilities, and specializes in the areas of taxable and tax-exempt credit products, capital markets bond origination, derivatives, cash management, and institutional asset management.Mr. Hutchinson received a Bachelors in Economics, Philosophy, and Political Science from The University of Pennsylvania and received his Masters in Business Administration from Villanova University. He maintains a General FINRA Securities license, Series 7, Uniform Securities Agent State Law license, Series 63, and the Municipal Securities Principal license, Series 53.

Frank joined the Soci�t� G�n�rale project finance team in Australia in 1995, and has been located in New York since 1998. He is currently the head of Soci�t� G�n�rale’s infrastructure financing team for the Americas.Frank has been at the forefront of the development of the public private partnership (PPP) market in North America, having structured financings on several landmark infrastructure projects.He has been involved in numerous PPP transactions in the US market, either as an advisor to bidders or as a lender,� and has advised on financings involving banks, private activity bonds, and taxable bonds.His outstanding deal track-record includes, in 2016, advisor to the successful LaGuardia Gateway Partners’ $4Billion LaGuardia Airport Terminal B Redevelopment ProjectFrank’s formal qualifications include both commerce and law degrees from the University of Melbourne.��

Ted is a Managing Director in KPMG’s Global Infrastructure advisory practice and is located in the Chicago office having primary responsibility for managing the Infrastructure team based in Chicago and providing client service in the Midwest. Ted has a particular focus on healthcare, science and technology related facilities. He joined KPMG in February of 2001 and has been with the Infrastructure practice since 2008. Ted’s area of focus and is in innovative infrastructure finance and the use of public-private partnerships (PPP), including assisting public sponsors with establishing public policy objectives to effectively implement these approaches.—State of Michigan: Ted is a senior team member working on KPMG’s mandate to provide a broad range of public private partnerships assistance advising the Office of Governor Rick Snyder on the broad based use of private sector involvement to develop and leverage Michigan’s infrastructure. Ted is currently helping the State explore a variety of critical social infrastructure projects, including the development of a Biosafety Level 3 consolidated laboratory as well as the replacement of state operated acute mental health hospitals for adults and adolescents. Ted has also helped the State assess innovative methods of delivery for a Tier 4 data center as well as veterans housing replacement and new development projects.�—City of Indianapolis Consolidated Justice Facility: Ted was the lead director for the KPMG team which acted as the financial and commercial advisor to the City of Indianapolis on the development of a consolidated justice facility center. This project includes a new courthouse and detention center approximating 1.2 million square feet. The project is currently under evaluation and the City is working to commercial and financial close with a Walsh, Meridiam and Balfour Beatty led project team.�—Chicago Union Station: Ted is leading a team that is working with Amtrak to redevelop Union Station in Chicago through the competitive selection of a master developer. The KPMG team, along with Ted, is working closely with the client and local developers to craft a marketable, financeable, and deliverable redevelopment of this landmark facility. This effort requires close coordination with Amtrak’s stakeholders including the City of Chicago, RTA of Illinois, Metra, IDOT and the FRA.��