Banco Popular de Puerto Rico

Matthew Schaller, CFA, CFP, is an advisor on the Compardo, Wienstroer, Conrad & Janes team at Moneta.

Troy Stewart has risen through the ranks at Brush Claims to now serve as its president and chief operating officer. Stewart is an innovative thought leader in the insurance claims space and is actively driving the evolution of the insurance industry forward.

Readie Callahan is a Vice President with Wells Fargo Bank, N.A. Capital Strategies group within Public Finance. The Capital Strategies group works closely with both public finance investment bankers and commercial bankers to provide customized financing products to municipal and not-for-profit borrowers, including direct lending solutions. During her career, Readie has provided investment banking services to municipal issuers throughout the West Region. Over the past eight years, Readie has structured almost $8 billion in senior managed transactions. She has experience with a wide variety of municipal credits including water and sewer, surface transportation, port and airport, sales tax, leased-backed, special revenue and general obligation financings. Readie has assisted clients in the utilization of a wide range of financing structures from fixed and variable rate bonds to synthetic debt and direct lending. Readie graduated with honors from Washington University in St. Louis, MO with a B.A. in International Studies and French and a minor in Business. Readie holds Series 7 and 63 securities registrations.

Stephen E. Heaney�joined Stifel in 2011 through its acquisition of Stone & Youngberg. In 2013, Mr. Heaney was appointed Director of Public Finance for Stifel assisting with the growth and operation of the public finance banking group, with particular attention to developing the firm's capabilities, systems and responses addressing regulatory changes in the municipal market following adoption of SEC and MSRB rule changes. Mr. Heaney continues to focus, as he has for the past 30+ years, on development-related financings as well as directing issues for transportation, utilities, schools, and local government. Over his career, Mr. Heaney has lead managed several billion dollars of municipal bond issues, primarily in California and Nevada, pioneering many financing techniques for use with large and small scale development and redevelopment projects.�From 2009 to 2013 Mr. Heaney served on the Municipal Securities Rulemaking Board and was the Vice Chair of the Board in the 2012-13 year. He is the past Chair of the California Public Securities Association and a past Trustee for the California City Management Foundation.�Mr. Heaney earned a B.A. from Texas Tech University, an M.P.A. from the Maxwell School of Citizenship at Syracuse University, and maintains Series 50, 52, 53 and 63 licenses.

David Moore founded Clean Energy Capital and serves as Managing Director and Chief Executive Officer. Clean Energy Capital is a Houston-based investment banking boutique specialized in energy and infrastructure finance. Mr. Moore shares his time between the firm’s Houston and San Francisco offices. Mr. Moore is a veteran deal-maker with deep knowledge of structured finance, project finance, and municipal finance. He has been involved in the energy and infrastructure sectors for nearly 30 years. He is known as an innovator and problem-solver with a commitment to integrity and client service. Mr. Moore has held senior positions at international investment banks including Lehman Brothers and Credit Suisse First Boston. Prior to founding Clean Energy Capital, Mr. Moore headed renewable energy finance nationwide for Citigroup’s top-ranked public finance division. Mr. Moore holds a PhD in political science from the University of California at Berkeley, where his doctoral dissertation addressed governance and financial risk allocation in the U.S. nuclear power sector. Mr. Moore holds a bachelor’s degree from Harvard College, where he graduated magna cum laude.

Mr. Whitfield has been the City Comptroller for the City of San Diego since June 2009. As the Comptroller for the eighth largest city in the United States he oversees all accounting operations and internal controls. In addition to helping lead a successful SAP implementation at the City, he provides executive oversight for all IT initiatives, as well as serves on several boards and committees. With 30 years of financial management experience, Mr. Whitfield has worked in a variety of industries specializing in turnaround situations. In the past ten years he has served as the Vice President & Chief Financial Officer for California State University, Stanislaus; Chief Financial Officer for MedicAlert International Foundation; and Chief Financial Officer for Telmar Network Technology, Inc. Mr. Whitfield received his undergraduate degree in Business Finance from San Diego State University and obtained his Master’s of Business Administration degree from California State University, Fullerton. He is an active Certified Public Accountant, licensed to practice in the State of California.

Laurie Berman was appointed as District Director for the California Department of Transportation (Caltrans) District 11 in November 2009. The district serves San Diego and Imperial counties and includes the entire California/Mexico border. She is the eighth district director for the region dating back to 1933. Laurie is responsible for the daily operation of 1,200 employees and more than 1,000 centerline miles of highway. She oversees more than $544 million worth of highway construction projects and a total operating budget of $189 million for programs throughout the two-county area. Laurie’s top priority for the motorists and her own employees is first and foremost, safety. Her vision for the future of state transportation in the region is to find opportunity in the many challenges facing the department and its stakeholders, and to infuse innovation into the daily decision-making processes to keep pace with the growing demand to efficiently move people and goods across California. Building a multimodal transportation system that provides the public with more choices and reliability is a primary component of Laurie’s mission. In 2012, Laurie took a three-month assignment in Sacramento to initiate the Department’s Program Review effort. The Program Review is a department-wide look to the future and Laurie led a team to develop a strategic approach to make sustainable changes to Caltrans’ culture. These changes will position Caltrans to be a more nimble agency, with more streamlined processes for implementing change. In 2011, Laurie was honored as WTS San Diego’s “Woman of the Year.” She has spoken at design build conferences as well as AASHTO conferences about the multiple projects the district is delivering, including border infrastructure and goods movement. Laurie also serves as an ex officio member of the San Diego County Regional Airport Authority as well as the San Diego Association of Governments and the Imperial County Transportation Commission. Laurie began her career as a Junior Civil Engineer in bridge construction in Santa Barbara after earning her Bachelor of Science degree in Civil Engineering at Michigan State University in 1983 and has 30 years of experience with Caltrans.

Concentrating in the representations of secured creditors, lenders, investors, and committees, Mark Kaufman has also represented debtors in significant Chapter 11 cases, including as lead counsel of one of the nation�s most significant utility bankruptcies. As co-chair of the firm�s Municipal Reform & Innovation practice, Mr. Kaufman also advises financially distressed municipalities, special purpose districts and related government entities, including consideration of filing for Chapter 9 bankruptcy.Mr. Kaufman has served as President of the Bankruptcy Section of the Atlanta Bar Association and is a Director and recently served as Chairman and President of the Southeastern Bankruptcy Law Institute in 2007 and 2008 respectively. He also chaired Georgia's Bankruptcy Bench and Bar Conference. Mr. Kaufman has participated in Leadership Georgia, served as a member of the Georgia Citizens Conference on the Judiciary and chaired several committees of the Atlanta Bar Association, including a task force to evaluate the performance of the Atlanta Municipal Court.Mr. Kaufman has received several recognitions, including being named to the 2006 through the current 2013 Editions of Best Lawyers in America, where he is featured for bankruptcy and creditors� rights law. Mr. Kaufman has also been recognized as one of only 406 lawyers to have a biography in the 2012 Edition of the International Who's Who of Insolvency and Restructuring Lawyers. Chambers USA has included him (from 2003-current) in their Client�s Guide to America�s Leading Lawyers for Business, recognizing Mr. Kaufman�s achievements in its bankruptcy and creditors� rights section. In 2012, Mr. Kaufman was ranked by Chambers USA as one of Georgia's leading lawyers for bankruptcy and restructuring. Mr. Kaufman is also listed in the 2013 Edition of Who�s Who in America and the 2013 Edition of Who's Who in the World. In addition, Mr. Kaufman has been named as a Georgia Super Lawyer by Atlanta Magazine in 2003-2011, and as one of Georgia Trend magazine�s Legal Elite in 2003-2011.Mr. Kaufman has frequently spoken nationally and locally to bar and key financial groups on bankruptcy and restructuring topics.

Michael Baumrin joined RBC Capital Markets in 2008 as a Managing Director in the New York office and is Co-Head of the Housing Group. He is responsible for the Firm’s overall activities in providing state housing finance agencies with investment banking services and has served as lead banker to many of them around the country. For the prior nine years, Mr. Baumrin served as Manager of UBS’s Housing Group, which was the number one underwriter of mortgage revenue bonds, senior managing in excess of $20 billion. Michael began his career in public finance in 1980 and has worked primarily in the affordable housing field since 1982. During his career, he has implemented almost all forms of bond financing for single family homeowners, multifamily developers and public housing agencies. Prior to investment banking he worked for the Comptroller of the City of New York and the Boston City Treasurer. Michael received his B.A. from Brandeis University and his M.B.A. from Columbia University. He is a municipal securities principal and has his Series 7, 53 and 63 registrations.

Daniel Berger joined Municipal Market Data (MMD) in May 2010, bringing more than 20 years of municipal bond market research, sales and asset management experience to MMD's analyst team. Dan's focus is on both day to day market activity, as well as providing MMD subscribers with a perspective on longer timeframe trends in market levels, credit activity, and the political and regulatory environment. Since joining MMD, Dan has been quoted extensively in The Bond Buyer, The Wall Street Journal, Thomson Reuters and numerous other financial publications. Dan's work has been widely recognized in the financial community and he was awarded a position as a member of Smith�s Research All-Star Team for his work as a municipal bond market strategist. Prior to MMD, Dan served as a Senior Municipal Bond Analyst in the Wealth Management Group at UBS Financial Services Inc. and managed tax-exempt Unit Investment Trust portfolios at Citigroup. He began his career in the municipal bond research, working first for Shearson Lehman Brothers and then at MBIA where he managed the secondary market insurance desk. Dan has a BA from Brandeis University and an MBA from New York University.Dan was the Chairman of the Municipal Bond Analysts Group of New York (MAGNY). Under Dan's guidance MAGNY won the National Federation of Municipal Analysts� (NFMA) �Award of Excellence.� Dan presently sits on the Board of Governors of the NFMA. Dan is on the NFMA's Education Committee and is Co-Chairman of an upcoming Advanced Seminar on Transportation Debt that will be presented in Dallas, Texas in October 2013.