Banco Popular de Puerto Rico

Mr. DiCola is Chairman, CEO and founder of DCO Energy. �As a Managing� Partner of DCO, he guided the company from a single project in development in 2000 with 5 people to a Company with well over 195 people involved in developing, designing, building and operating electric and thermal generation projects through out the United States.Mr. DiCola is a graduate of the University of Cincinnati with over 44 years' experience in the energy management field.

Michael Maloney serves as Vice President of Acquisition & Development for Tenet Healthcare. In this role he is responsible for identifying strategic opportunities and overseeing transaction execution for the company, including acquisitions, divestitures and joint ventures. Previously, he was Managing Director and head of not-for-profit healthcare investment banking at J.P. Morgan, where he led a national team responsible for originating capital markets and strategic advisory business.Maloney has a Bachelor of Science degree in Industrial Engineering from Purdue University.

Elaine C. Greenberg, a�partner in�the Washington, D.C., office of Orrick, Herrington & Sutcliffe LLP, is a member of the firm’s Securities Litigation, Investigations and Enforcement Group.� Ms. Greenberg’s practice focuses on securities and regulatory investigations and enforcement actions, securities litigation, public finance, and white collar and corporate investigations.� She has represented underwriters, broker-dealers, issuers, municipal advisors, former public company officers, and others.� Ms. Greenberg has more than 27 years of securities law experience and possesses deep institutional knowledge of SEC policies, practices, and procedures.� As a Senior Officer in the SEC’s Enforcement Division, she served in dual roles as Associate Director for the Philadelphia Regional Office where she oversaw the SEC’s enforcement program for the Mid-Atlantic region, and as the first National Chief of the Specialized Unit for Municipal Securities and Public Pensions, where she was responsible for building and maintaining a nation-wide unit, and oversaw the SEC’s enforcement efforts in the U.S.’s municipal securities and public pension marketplaces.

Matthew W. Hamill joined the staff of the National Association of College and University Business Officers (NACUBO) in December 2003, where he oversees the association�s policy, research, government and public relations activities.Before joining NACUBO, Hamill served as a Senior Associate at The Institute for Higher Education Policy. At the Institute, Hamill consulted with numerous higher education institutions and other nonprofit organizations, focusing on tax policy issues.Prior to joining the Institute, Hamill served as Vice President for Public Policy for INDEPENDENT SECTOR, an association that broadly represents the nonprofit sector. From 1991 to 1997, Hamill served as Vice President for Administration for the National Association of Independent Colleges and Universities.Hamill was the legislative director for Representative Robert T. Matsui of California (1987-91) and district representative for Representative Matthew F. McHugh of New York (1983-1987).Hamill received his bachelor's degree from Amherst College.

David Rubenstein was appointed to the position of Vice President for Finance and University Treasurer in 2012.� In that role he is responsible for the day-to-day operations of the Office of Financial Affairs, including contracts, procurement, accounts payable, treasury operations, tax, debt management, budgeting and planning, general accounting, post-award accounting and student accounts.� He also oversees units responsible for auxiliary services, benefits and payroll. � David previously held the position of Vice President of Financial and Planning and Analysis where he was responsible for the development, monitoring and implementation of the University's multi-year financial plan as well as debt management and issuance.� That performance was rewarded with upgrades to the University's credit ratings by S&P and Moody's. � David �joined Georgetown in 2004 from New York City Office of Management and Budget where he was Deputy Director responsible for economic and tax forecasting, intergovernmental relations, and the operating and capital budgets for education, housing and economic development. David holds a Master of Science in Industrial Administration from Carnegie-Mellon University and a Bachelor of City Planning from the University of Virginia.

Andy Joynt covers energy, industrial, and transportation project finance transactions across North America. As a member of Fitch Ratings� Global Infrastructure and Project Finance Group, Mr. Joynt assesses credit risk for both privately-held projects and public-private partnerships and has published rating criteria, rating reports and outlook related to the project finance industry. Mr. Joynt joined Fitch in 2011 and earned a BA in economics from Vanderbilt University.

In addition to his executive duties, he is charged with management of some of the firm�s largest and most complex municipal clients, having served as financial advisor on the issuance of over $1 billion in municipal debt for issuers such as the Camrosa Water District, Rowland Water District, and the cities of Oakland, San Ramon, Lake Elsinore, National City, South Pasadena, Commerce, Santa Ana and Azusa.� Additionally, Mr. Busch is currently the lead financial advisor assisting the City of San Bernardino through chapter 9.�Mr. Busch began his career in municipal management, ultimately rising to the role of Assistant City Manager. Mr. Busch�s municipal career consisted primarily of assistant/deputy city manager, finance, and project manager positions.� Mr. Busch is a leading expert in areas public finance, debt restructuring and capital markets.� He has also served as the President of the Municipal Management Association of Southern California (MMASC), Chair of Cal-ICMA and is currently the Treasurer of the California Utility Executive Management Association (CUEMA).�Education: Mr. Busch earned a Bachelor of Arts Degree from California State Polytechnic University Pomona in Urban and Regional Planning.� In addition, Mr. Busch has earned a Master of Arts Degree in Public Administration from California State University Long Beach with an emphasis in public finance and public works.��

Barbara Spoonhour, Director of Energy and Environmental Programs, has been with WRCOG since 2001.� Ms. Spoonhour has over 10 years� experience in local government and over 15 years in implementing environmental programs.� Ms. Spoonhour oversees the energy efficiency and water conservation program for Western Riverside County, referred to as HERO.� The HERO program expanded statewide in 2014 and currently has over $1 billion in approved projects.� In addition, Ms. Spoonhour oversees the Western Riverside Energy Leader Partnership, which is a public-private partnership with Southern California Edison that promotes jurisdictional leadership for the promotion of energy efficiency.In 2006, Ms. Spoonhour wrote and was awarded a California Integrated Waste Management Board grant to construct as well as of one of the first inland waterways boater outreach and used oil collection site in California.� Many of the Programs that Ms. Spoonhour oversees are state funded and have extensive tracking and reporting requirements.� Ms. Spoonhour has successfully doubled the number of jurisdictional participants in the Clean Cities Coalition, expanded an elementary school recycling outreach program, and increased participation in the Clean Cities Coalition�s annual event. �

Garrett is a Vice President and a Senior Municipal Research Analyst for the Hartford Investment Management Company (HIMCO). Before joining HIMCO in 2006, Garrett was with Wellington Management Company in Boston and London. His prior roles in the municipal bond industry were with Fidelity Investments, MuniAuction and Samuel A. Ramirez and Co.� Garrett earned his BA in Economics and Political Science from Bucknell University and is a member of the National Federation of Municipal Analysts and the Boston Municipal Analysts Forum.

Deena McClain has supported the Oakland Alameda County Coliseum Authority in various capacities during the past eighteen years. She has served as administrator, legal counsel and acting executive director for the Authority which manages O.co Coliseum and Oracle Arena on behalf of the City of Oakland and the County of Alameda. After receiving a JD degree from UC Davis Law School in 1978, she worked as an associate at Orrick Herrington & Sutcliffe and a partner at Morrison & Foerster in municipal bond and related disciplines.