Banco Popular de Puerto Rico

Jamie serves as our Executive Vice President of public/private partnerships and spearheads the company's American Campus Equity (ACE) program. Since joining ACC in 2007, Jamie has been responsible for overseeing ACC�s on-campus business development efforts. During the past six years, the on-campus team has been engaged to develop or completed 34 on-campus transactions totaling 25,712 beds and nearly $2.14 billion in total development cost. These transactions have been completed as both �third-party� tax-exempt bond financed projects and as ACC direct investments under the company�s ACE program.Prior to joining ACC, Mr. Wilhelm specialized in higher education and related non-profit finance. During an investment banking career that spanned nearly two decades, Jamie participated in the origination of more than $2.0 billion of debt and derivative transactions for more than 80 higher education institutions and non-profits. He also served as the investment banker for more than $350 million of ACC tax-exempt bond projects. Jamie joined ACC from RBC Capital Market's public finance department where he served as the managing director of the firm�s higher education practice.

Mr. Rosenblum, a senior vice president and Director of Municipal Credit Research in the Fixed Income Department, joined Sanford C. Bernstein and Company in 1990; Bernstein was acquired by Alliance Capital in 2000 with the firm subsequently renamed AllianceBernstein; he is also a member of the U.S. Tax- Exempt Fixed-Income Investment Policy Group. Before joining the firm, he spent nine and a half years at Moody�s Investors Service, most recently as vice president and managing director of Customer Services and before that as the managing director of Western Regional Ratings.He is a member of the Municipal Analysts Group of New York (and past Treasurer and Chairman); a member of the National Federation of Municipal Analysts (and served on its Board of Governors); and a member of the Society of Municipal Analysts. Mr. Rosenblum earned a B.A. from Brooklyn College and a Masters� Degree in City Planning from Harvard University.

Dr. Robert D. Stevens, P.E., F.ASCE will be installed as ASCE President-elect in October at the 2013 ASCE Annual Meeting. An active ASCE member for nearly 50 years, Bob has volunteered his services to ASCE and other organizations such as ARTBA and EWB-USA. Bob served on the ASCE Board of Direction for 3 years and during that time was assigned to the Executive, Audit and Strategic Planning Committees. With his election to President-elect, Bob will step down as Chair of the Committee on Technical Advancement. Bob was a founding governor and officer of ASCE�s Transportation and Development Institute and Chair of the Technical Region Board of Governors.Bob retired from ARCADIS in 2007 and now works part time as Executive Vice President doing special assignments for ARCADIS in the Fort Worth office. Throughout his career he worked primarily in the transportation area where he led environmental assessments, planning, design, and construction management of roads, bridges, rail, transit, and airport projects. In 1974, he managed the first design/build transit project in North America. Bob has worked abroad in eight countries and lived or worked in all 10 of ASCE�s geographic regions. He taught classes at The University of Akron, Ohio, The University of Michigan, and Cleveland State University.Bob graduated from The University of Akron with B.S. degrees in civil engineering and math, Yale University with a Masters in City Planning and a Certificate in Traffic Engineering, and The University of Michigan with an M.S. and a Ph.D. in civil engineering focusing on transportation.A registered professional engineer in seven states, Bob and his wife, Bonnie, reside in Keller, Texas near his daughter and family in Colleyville, Texas -- keeping them close to their 3 grandchildren. Their son lives in Shanghai. Bob sings in the choir and is a substitute church organist.

Sylvia I. Garcia serves as the Chief Financial Officer and Assistant Secretary for Budget and Programs at the U.S. Department of Transportation (DOT). In that role, she advises the Secretary and Deputy Secretary on budget, policy, and management issues and serves as a key liaison for DOT to Congress and outside stakeholders.Ms. Garcia provides oversight of DOT�s more than $70 billion budget and serves as the Vice Chair of the Department�s Credit Council, overseeing its loan portfolio of more than $10 billion. Prior to December 2012, Ms. Garcia served as DOT�s Deputy Assistant Secretary for Management and Budget.Before joining DOT, Ms. Garcia was a professional staff member of the U.S. House of Representatives, Committee on Appropriations, Subcommittee on Transportation, Housing and Urban Development. Her portfolio included several DOT operating administrations and the monitoring of Recovery Act expenditures, focusing on the $8 billion provided for the High Speed and Intercity Passenger Rail grant program and the $2.5 billion provided for the Transportation Investment Generating Economic Recovery (TIGER) grant program.Ms. Garcia has a Master�s Degree in Public Service Management from DePaul University in Chicago and a Bachelor�s Degree in Social Science from the University of Michigan in Ann Arbor.

C. Talbot Heppenstall, Jr., senior vice president, treasurer and chief investment officer, joined UPMC in 2003. Mr. Heppenstall is responsible for overseeing the day-to-day cash needs of the enterprise, along with the investment management of its $4.2 billion of cash and investments, $1.1 billion pension portfolio and oversight of its $3.3 billion in outstanding municipal bonds and other debt.Previously, Mr. Heppenstall served as managing director at RBC Dain Rausher, Inc.; president of PriMuni LLC; senior vice president at PNC Capital Markets; and vice president at Butcher & Singer. He earned a bachelor�s degree from the University of Virginia, and a master�s degree from Carnegie Mellon University.Mr. Heppenstall currently serves on the boards of the St. Margaret Foundation and the Manchester Bidwell Development Trust.

Michael Cardamone is the senior director of financial analysis for Johns Hopkins Medicine. He is responsible for strategic direction, oversight and consultative support for institutional-wide system business planning and strategic analyses. Michael has over 30 years of healthcare finance experience, beginning in public accounting, and starting healthcare finance in community-based settings, hospital management companies, through two major academic medical centers and currently at Johns Hopkins, reporting to the CFO/VP of finance. His projects range from business and physician practice valuation and acquisitions, financial due diligence for joint ventures and mergers/acquisitions to business plan development for new services, entities and joint ventures, and managed care pricing and support for contract negotiations, joint venture business planning and negotiations. He is currently a board member and treasurer of CRISP, a plan for a citizen-centric statewide information exchange in Maryland. Michael is also a board member of the Johns Hopkins Medicine Simulation Center Advisory Board.