Banco Popular de Puerto Rico

William Glasgall is Director of Public Finance at The Volcker Alliance in New York. A four-decade veteran financial journalist, Bill brings to the nonpartisan, nonprofit organization a deep knowledge of state and local government finances and fiscal policies and leads the Truth in State Budgeting and Financial Reporting project that is building on recommendations made in 2013 by the State Budget Crisis Task Force headed by Volcker Alliance Chairman Paul Volcker and former New York Lieutenant Governor Richard Ravitch. Bill is also senior adviser to the Ravitch Fiscal Reporting Program at the CUNY Graduate School of Journalism in New York.Bill came to the Alliance from Bloomberg News, where he directed U.S. local-government coverage as Managing Editor for States and Municipalities that received awards from the National Press Club Foundation and other organizations. He also served as co-host of Bloomberg’s Global Week Ahead Podcast, as well as Editor-at-Large and Enterprise Editor, and has been a featured speaker at conferences held by Bloomberg, the Bond Buyer, Governing Magazine, Investment Advisor, and TD Ameritrade. Before joining Bloomberg, Bill spent almost 20 years at BusinessWeek Magazine as Senior Writer and Senior Editor, winning two Overseas Press Club prizes for international reporting and heading the magazine’s personal finance and lifestyle sections. He was also a regular commentator and host on the PBS-TV show “This Week in Business,” Editorial Director of the Investment Advisor Group, vice-president at Standard & Poor’s Corp., and a reporter and editor at the Associated Press and the Star-Ledger in Newark, New Jersey.Bill is a Trustee of the Overseas Press Club Foundation and former member of the Board of Overseers of the Knight-Bagehot Fellowship Program in Economics and Business Journalism at Columbia University, where he was a Fellow. He is a graduate of Boston University and lives in New Jersey.

Stewart Mhyre has been working in school business and operations for the past 21 years.� He started his career at the Mount Baker School District a small 2,000 student school district in Whatcom County. Stewart is now working for the Edmonds School District, the 10th largest school district in the state with over 20,000 students in 33 schools.� This past February the Edmonds School District passed a $275 million dollar bond issue.

Ms. Snyder serves as Siebert Brandford Shank�s water and sewer specialist for issuers across the country.� She has senior managed nearly $4 billion of water and sewer transactions for major systems across the country including: EBMUD, Los Angeles, Houston, St. Louis Sewer, Philadelphia, Chicago, DC Water, DeKalb County and NYC.� Ms. Snyder has worked diligently with clients to develop investor relation plans and rating agency presentations that have led to positive rating changes.� Ms. Snyder joined Siebert Brandford Shank in June 2008 and previously worked at UBS and Raymond James and is a graduate of Washington University in St. Louis.

Chuck graduated from Gonzaga University with a BBA degree in accounting in 1973.� He was employed as a Certified Public Accountant by Coopers and Lybrand from 1973-1977.� He later served as Controller for a Spokane-based family corporation.� He joined Gonzaga University in 1978, serving as Controller until 1985 when he assumed his current responsibilities as Vice President for Finance.� As the University�s Chief Financial Officer, he oversees accounting and financial recordkeeping, operating and capital budgets, investments, long term financing, insurance and risk management, property acquisition, and campus master planning.His community involvement includes current service on the Board of Directors of the Gonzaga Preparatory School Foundation, Catholic Charities Housing Board, and Catholic Charities Foundation. He also served on the Board of Gonzaga Preparatory School, the Downtown Spokane Partnership and the Economic Development Council.

Jim Burr is a partner in Chapman and Cutler�s Public Finance Department, and serves as Practice Group Leader for Chapman�s national public finance practice. Jim practices focuses on municipal securities law matters, and he represents issuers and underwriters in public, private and institutional offerings of tax exempt and taxable debt, and the preparation of new issue and continuing disclosure documents. He represents a number of market participants regarding, and regularly writes and lectures on, current developments in SEC and MSRB rules and regulations governing the municipal securities market and disclosure practices, including particularly the SEC�s municipal advisor registration rules, the MSRB�s municipal advisor rule-makings and the SEC�s Municipalities Continuing Disclosure Cooperation Initiative.

Mark Campbell was appointment by State Treasurer Bill Lockyer to serve as the Executive Director of the California Debt and Investment Advisory Commission (CDIAC) in 2010. Prior to his appointment, Mr. Campbell served as a principal budget analyst with the Department of Finance overseeing the capital expenditure budget for the California Department of Corrections and Rehabilitation. In addition, Mr. Campbell represented the Department of Finance on a multi-disciplinary team developing an integrated financial management system for the State of California. He previously worked as a program manager and administrative officer for CDIAC from 2000 to 2006. Mr. Campbell holds a M.B.A and a M.Ed. from the University of California, Davis.�

Mike Craft is a Managing Director, Credit at Lumesis.� Mike joined Lumesis with over 25 years of experience in municipal bond industry. Prior to joining Lumesis, Mike spent 16 years at Fidelity Investments where he held various roles within Fixed Income, including:� Credit Analyst, Head Trader on the Municipal Bond desk, Manager for Municipal Bond Separate Accounts, and Quantitative Desk Analyst for the Municipal Bond and Taxable Money Market desks.Preceding Fidelity, Mike was a Municipal Bond Strategist, Senior Vice President of Fixed Income at Lehman Brothers. In addition, he was a Vice President, Municipal Bonds at Shearson Lehman Hutton where he was responsible for managing $11 billion commercial paper and floating rate note programs for large municipal bond issuers.Mike holds an MBA in Finance from the Stern School of Business at New York University, a Bachelor of Arts in Economics and Russian Studies from Amherst College and is a CFA charter holder.Founded in 2010, Lumesis Inc. is a financial technology company focused on providing business efficiency, data and regulatory solutions for the municipal marketplace under the DIVER brand.

Mark Morehouse is a Managing Director and head of the P3 Investment Banking group at William Blair, based in Chicago.� He joined the firm in April 2012� and has� over 13 years industry experience, with a focus on transportation infrastructure.��As head of P3 Investment Banking, Mr. Morehouse is responsible for originating and executing P3 advisory and capital raising engagements in the transportation, social infrastructure and water sub-sectors in the US and globally.�� He is currently leading the execution teams on parking and bridge P3 assignments for both public- and private-sector clients.�Mr. Morehouse previously worked as Director at Credit Suisse, where he was head of coverage for airlines and airports throughout the Americas.He led the P3 financial advisory efforts on two groundbreaking airport transactions under the FAA Pilot Program: the long-term concessions of Chicago Midway International Airport and San Juan Luis Munoz Marin International Airport. His airport transaction experience also includes engagements throughout Latin America, most notably Mexico, Argentina and Brazil. �Mr. Morehouse�s global airlines expertise includes sell-side and buy-side M&A advisory, debt and equity financings for major carriers, start-ups and aircraft lessors.�He received his B.S. in Chemical Engineering and his M.B.A. from Rice University.�

One might think that having broad responsibility for more than $78 billion in assets under management would keep Tim Leach awake at night. Usually, he�s more focused on how clients are sleeping. �The last decade has been stressful for investors. Our job is to help clients understand what�s happening today and what�s likely to happen in the future, and to offer well informed, forward looking investment advice so that they can sleep better.�With approximately 175 Portfolio Managers and 60 Specialty Asset Managers, Tim directs investment policy and manages all investment services provided through U.S. Bank�s Asset Management Group.Tim�s more than 30 years of experience in investments and wealth management includes senior positions at Wells Fargo Private Client Services, U.S. Trust Company and Qualivest Capital Management. Having managed investments under a variety of economic and market conditions, Tim is a sought after guest on CNBC and a source to The Wall Street Journal, Barron�s and other national financial publications. He travels the country, meeting with clients and colleagues to discuss strategies, risks and opportunities. That�s a part of the job he particularly loves. �Our clients have fascinating family stories about how they acquired their wealth and what they want to achieve with it. I find great satisfaction in helping clients solve challenges or take advantage of opportunities.�PHILOSOPHY AND PERSPECTIVETim likens his role to that of an orchestra conductor leading a group of accomplished professionals as they blend their individual talents to create a high quality, dynamic experience. �Global economies and capital markets today are far too complex to rely on any one investment professional. I encourage robust discussion among our investment experts so that we derive the soundest possible advice for our clients. Many heads are always better than one.�EDUCATION AND COMMUNITY INVOLVEMENTTim earned a Bachelor�s degree from the University of California, Davis and an MBA in finance from the University of California, Berkeley. In Minneapolis, he served on the board of the MacPhail Center for Music. Now relocated to San Francisco, Tim is exploring opportunities to give back to his Bay Area community.