Banco Popular de Puerto Rico

Michael Gretczko is a principal with Deloitte Consulting LLP and the practice leader for Digital HR & Innovation. He collaborates with clients to identify and deliver innovative products and solutions that help clients harness the disruption in their businesses to create value. He has more than 16 years of experience in business transformation and focuses on leading multi-function initiatives for Fortune 100 companies. He has experience consulting on business strategy, cost reduction, service delivery and operating model transformation, shared services, and outsourcing. Gretczko has focused on large, complex global organizations across industries with deep experience in life sciences and health care, financial services, consumer and industrial products, and travel hospitality and leisure. He can be reached at mgretczko@deloitte.com.

Jenny Wise is a senior analyst serving B2C Marketing Professionals. Her research focuses on emerging marketing tactics, with a primary emphasis on mobile marketing, mobile advertising, and gamification strategies. Her research examines the consumer adoption and usage of devices and features, including the organizational maturity, strategic frameworks, and vendor partnerships and technologies required to successfully deploy mobile marketing tactics.Jenny has spoken at numerous industry events on the topics of mobile marketing, mobile advertising, and cross-device marketing strategies, including CTIA, Mobile Media Upfront, AdExchanger's Industry Preview, and SM2 Innovation Summit. Her research and analysis have also been cited frequently in publications, including AdAge, Forbes, MediaPost, NPR, and TechCrunch, and she has been a contributor to Forbes, Direct Marketing News, and CMS Wire.Previous Work ExperiencePrior to her role as a senior analyst, Jenny was a researcher on Forrester's interactive marketing research team. In this role, she conducted quantitative surveys and data analyses of consumer behavior and interviewed hundreds of marketers and agency thought leaders while contributing to published work and consulting. In addition to emerging marketing tactics, she contributed to published research and consulting on digital media buying, social media, and consumer privacy that can help inform marketers' strategies.Before joining Forrester, Jenny served as an account manager at Neptune Web, a full-service interactive web agency and consulting firm.EducationJenny holds a master's degree in human factors in information design from Bentley University and a B.S. in economics from Trinity College (Hartford). She has also done postgraduate coursework in information design, interaction design, and app design at San Francisco State University.

Maxim Lukichev is the lead data scientist at Reltio.

Gary James is an�SAP Architect with over 20 years experience of helping customers to get the most that they can out of their SAP investment. He is also a consultant with Capgemini. He describes his role accordingly: "My approach is pragmatic and focussed on customer benefits and outcomes. In my time I have worked across both private and public sectors and many different industries. I like to keep up to date with the latest trends in IT, and particularly SAP, technologies and see the development of HANA as the greatest change since SAP migrated R/2 to R/3."�

Lyle Donan is a Professional Engineer and the third generation leader of Donan, a family-owned business founded in 1947.� Lyle joined the company in April 2000 and currently serves as president and CEO.� He is a licensed civil engineer in 14 states and a licensed private investigator.� At age 37 he was recognized as one of the top 40 under 40 business leaders in the Louisville, Kentucky region and was awarded Ernst and Young’s Entrepreneur of the Year award in the technology sector in 2014.Lyle focuses his time on research and development in the technical investigation processes of property claims, specifically within the property insurance industry.� Under Lyle’s leadership, Donan provides forensic engineering, fire investigation, HVAC Forensics, component testing, litigation support and unmanned aerial vehicle (“drone”) services.� Ranked by project volume, the company is the largest forensic investigation company in the United States.Lyle began his formal education studying civil engineering at Vanderbilt University in Nashville, Tennessee, and graduated with a degree in mining engineering at Colorado School of Mines in Golden, Colorado.� He is presently a student in the presidents’ program at Harvard Business School.� Lyle has been married for sixteen years, has three children, and resides in Louisville, Kentucky.

Martha Notaras is Managing Partner at Brewer Lane Ventures, investing in early stage insurtech and fintech companies focusing on full stack solutions, technology that enables incumbents, distribution, and leveraging data to predict risk. Brewer Lane Ventures has invested in Socotra, Ladder Life, Avibra, and Cape Analytics. Prior to joining Brewer Lane Ventures, Martha was a Partner at XL Innovate, investing in insurtech startups including Lemonade, GeoQuant, Cape Analytics, Slice Labs, and Pillar Technologies. Martha serves on the boards of Palomar Holdings, Inc. (NASDAQ: PLMR) and ATTOM Data Solutions.

After spending 15 years in executive positions at leading insurance carriers including Travelers & AXIS Capital, Chad left the traditional industry in 2015 to launch Bunker, the first ever contract-related insurance marketplace, along with Insure.VC – an angel fund focused exclusively on Insurtech. In addition to his background in the industry, he’s now been on both sides of the fence, raising venture capital for Bunker, and investing in several insurtech startups.

Timothy J. Yeager is professor of finance and holds the Arkansas Bankers Association Chair in Banking at the University of Arkansas.