Banco Popular de Puerto Rico

Sig Anderman is the founder and chief executive officer of Ellie Mae® (NYSE Amex: ELLI), a leading automation solutions provider for the residential mortgage industry. More than 14 years after founding Ellie Mae, Mr. Anderman continues as a guiding force for the company’s vision and strategic direction. Ellie Mae became a publicly traded company in 2011,and has established itself as one of the foremost names in the mortgage banking sphere, with an estimated 20% of new mortgages initiated across the Ellie Mae Network™ using the Encompass360® Mortgage Management Solution each year. The company’s growth and success directly reflect Mr. Anderman’s keen understanding of the mortgage industry and his ability to assemble a winning team that turns vision into reality.Mr. Anderman is a respected leader in mortgage industry automation. Ellie Mae is his fourth successful business venture during the past 35 years. All of his businesses involved computer technology applications to streamline real estate-related services. He founded CompuFund, the industry’s first computer-based mortgage banking network, later sold to Great American Bank, and Inspectech, a high-tech home inspection company acquired by LandAmerica. He also co-founded American Home Shield, a home warranty company and now a division of ServiceMaster. In 2006, Mr. Anderman ranked among the “100 Most Influential Real Estate Leaders” and in 2007, Inman News named him one of the “20 Most Influential Leaders in the Mortgage Industry.” He is a noteworthy speaker and presenter, and has been featured in numerous books and articles relating to entrepreneurship, business strategy, corporate leadership and management.

Jeff S. Bell serves as Senior Vice President and Chief Information Officer, responsible for technology strategy, innovation, development and management of information technology throughout PHH Corporation. Mr. Bell has more than 15 years of experience in information and large scale acquisition integrations, most recently as the Senior Vice President of eCommerce at Bank of America. Mr. Bell has also served in executive positions at Countrywide Financial, AndersonBell Partners, Kaleidico, LLC and DeepGreen Financial. Mr. Bell earned a BS degree in Computer Science from Anderson University and an MBA from Wright State University.

Avi Naider is chairman and CEO of ACES Risk Management Corp. in Fort Lauderdale, Fla. His background as a software entrepreneur and business leader includes founding a successful Internet advertising company, restructuring portfolio companies for a major private equity firm and working as a strategy consultant for the Boston Consulting Group (BCG). Avi writes for mortgage industry publications about technology and industry compliance changes. He graduated from Princeton University, with a degree from the Woodrow Wilson School of Public Policy and International Affairs.�

Wayland is VirPack's vice president of sales and marketing where he oversees sales and client relations, and partners closely with the software team on product development to ensure customer feedback is incorporated into the company's technology solutions. He joined VirPack in 2000 and helped pioneer the mortgage industry's first eDelivery of a fully indexed loan file, and has on-boarded virtually every customer since the company's inception. He holds a bachelor's degree from the Jepson School of Leadership Studies at the University of Richmond.

Michael Morford serves as DocMagic’s Manager of Integration Services. Mr. Morford has overall responsibility for the development of interfaces with third-party Loan Origination Systems, Electronic Document Management platforms, and other mortgage service technology providers. Mr. Morford has over 12 years experience in the mortgage industry. Prior to joining DocMagic in March 2005, Mr. Morford served as Vice-President of Systems Integration for Countrywide Home Loans.Mr. Morford earned his degrees in Mechanical Engineering and Mathematics from Southern Methodist University.

Matt Martin is the Chief Executive Officer of Chronos Solutions. In this role, Mr. Martin focuses on setting the strategic direction of the company including market and product development, M&A, client expansion, and developing an environment and culture to recruit and retain top tier talent.In addition to Chronos, Mr. Martin is chairman of Sperlonga Data & Analytics based in Arlington, Va, specializing in HOA solutions for mortgage servicers and investors. Sperlonga is a subsidiary of Matt Martin Real Estate Management (MMREM), a national real estate asset management, property disposition and loss mitigation firm he founded in 2004.

Philip Wegener is president and CEO of Central Mortgage Asset Management, a California firm he founded in 1972. He is a licensed real estate broker and a certified real estate appraiser. He created and developed REO TV.