Banco Popular de Puerto Rico

Jennifer Creech is the president and CEO of InHouse Inc. With over 23 years of experience in the mortgage industry, Creech is an expert in the appraisal process, collateral valuation methods and appraisal regulations such as the Home Valuation Code of Conduct, FHA�s appraisal guidelines and the GSEs Collateral Data Delivery program. Creech conceptualized and was instrumental in the development of InHouse Connexions, the company�s appraisal process management technology that enables users to manage a virtually limitless number of appraisers and appraisal management companies with efficiency and ease. She also co-created the policies for InHouse Solutions, the company�s appraisal management company.

As a Senior Vice President with the Strategic Alliance Group, Derrick Logan is the driving force behind REO Allegiance business development activities, marketing strategies, advertising and the cultivation of corporate business relations. With a distinguished career in sales and business development, Derrick brings the experience of working with companies such as Prudential, Adobe Systems, Lotus and IBM. Derrick was instrumental in crafting the strategy that led to the creation of REO Allegiance in 1997, of which he is a founding member. Keeping pace with the REO industry, he is an active member of the National Association of Realtors, The Women Council of NAR, The National Association of Real Estate Brokers, and The NJ Association of Minority Real Estate Professionals. A consistent leader in sales and revenue generation, Derrick continues to be recognized as one of the leading sales and marketing talents in the REO industry.

Kathy Cogan is the AVP of Account Management for Safeguard Properties. In this role, Kathy works with new and existing REO clients on all aspects of their interaction with Safeguard, from on-boarding to performance metrics and special projects. Kathy joined Safeguard Properties in 2003 as part of the inaugural Manager in Training program. Since that time, she has held several positions throughout the company, which have helped to develop her extensive industry knowledge base. In late 2009, Kathy moved into the role of Director, REO Client Account Management, and was promoted to her current position in September of 2011. Kathy is a graduate of the University of Notre Dame.

Bill King is the Chief Investment Officer and Head of Asset and Risk Management of Carrington Holding Company, LLC. In this newly-created position, Mr. King manages the company's two investment-focused business units, Carrington Capital Management, LLC, an alternative asset management firm focused on control-based investing in the US real estate, mortgage and fixed income markets, and Carrington Investment Services, LLC, a registered broker-dealer with the U.S. Securities and Exchange Commission and member of the Financial Industry Regulatory Authority. Mr. King brings over 20 years of experience in securitized products, and a broad range of trading knowledge including mortgages, asset-backed securities, collateralized-debt obligations and commercial mortgage backed securities. Immediately prior to joining Carrington, Mr. King was head of Securitized Products at Citadel LLC. Prior to that, Mr. King was co-head of Global Securitized Products at JP Morgan, where he previously held other executive positions, including head of US Securitized Products, head of Mortgage Trading and head of pass-through trading. Mr. King also served on the mortgage trading desks at both Donaldson Lufkin & Jenrette and Merrill Lynch.Mr. King holds a bachelor degree in Finance from Syracuse University and an MBA from New York University.

Herb Blecher is a Senior Vice President in Lender Processing Services’ Applied Analytics division (LPS AA). In this role, Herb is responsible for the management and analysis of LPS AA’s Loan Data products, including the industry-leading McDash database, which tracks the performance and characteristics of almost 70% of all outstanding first-lien mortgages. Most major market participants, including mortgage servicers, government regulators, mortgage insurance companies and investors, rely upon LPS AA’s data and analyses to help drive their success. Herb has also served as program manager on several government data and analytics projects for LPS, including those related to the U.S. Treasury’s Home Affordable Modification Program (HAMP) and the Office of the Comptroller of the Currency’s Mortgage and Home Equity Metrics. Herb hosts LPS’ monthly “Mortgage Monitor” webinar, reporting on national and regional trends in the mortgage industry, and is regularly quoted in print and electronic media publications. In 2004, Herb joined McDash Analytics, which was subsequently acquired by LPS. Prior to joining the company, Herb spent three years at The Murrayhill Company (acquired by Clayton Fixed Income) managing their analytics department and developing reporting focused on credit risk management in the private label securities market. Previously, Herb spent seven years working on secondary trading desks in New York City, selling mortgage- and asset-backed securities for UBS Securities and SG Cowen.

Anthony Nielson is the predictive analytics lead in the Enterprise Business Intelligence and Analytics group. Anthony oversees modeling initiatives in the areas of credit risk, product cross-selling and customer acquisition. He holds a Master of Business Administration degree from Brigham Young University and a Bachelor of Science degree in Computer Science from Utah Valley University. Zions Bancorporation is one of the nation’s premier financial services companies, consisting of a collection of great banks and is headquartered in Salt Lake City, UT.