Banco Popular de Puerto Rico

Keenan Rice is the president of MuniCap, Inc. and has worked almost exclusively in the areas of urban renewal, economic development, and growth management for the last 25 years. Prior to founding MuniCap, Inc., Mr. Rice was the director of the Washington office of a major public finance consulting firm and a principal at one of the leading public finance consulting firms in California. Mr. Rice was also a vice president at a major real estate development firm and begin his career as a real estate development loan underwriter for an insurance company and savings and loan. Mr. Rice graduated with honors with a degree in accounting and also received a master's degree in finance. He has been a guest lecturer at a number of universities and has been a guest speaker at numerous conferences hosted by the Government Finance Officer's Association, The Bond Buyer, the Urban Land Institute, and other professional associations.

Mary is the Director of the Bureau of State and Authority Finance within the Michigan Department of Treasury, which administers the issuance and payment of state bonds and notes, manages the state�s common cash fund and includes the Michigan Finance Authority, State Building Authority and School Bond Qualification and Loan Program. Mary previously served as the Director of the Student Loan Division and Assistant Director of the School Bond Qualification and Loan Program within Treasury and worked as an audit supervisor with the Michigan Office of the Auditor General. She received a Bachelor of Business Administration Degree with an accounting concentration from the University of Michigan-Flint and is a Certified Public Accountant. Mary serves on the board of the Michigan Women in Finance.

Amy Cobb Curran is in the Public Finance Department of Chapman and Cutler LLP. Amy’s practice focuses on tax-exempt conduit financings for nonprofit hospitals, health care systems, senior living facilities, continuing care retirement communities, universities and infrastructure projects. She has served as bond counsel, underwriter's counsel, and borrower's counsel in financings and related�transactions and has structured, negotiated, drafted, and implemented fixed rate, variable rate,�multimodal, and put bond financing structures. More recently, Amy has drawn on her public finance experience in representing social�service providers,�municipal�entities and intermediaries�in "pay for success" financings for early childhood education and recidivism reduction projects.

As Co-Head of Bank of America Merrill Lynch�s Central Region, Mr. Rockhold has senior managed and structured over $50 billion in various government-related transactions over his� career, including financings for transportation, economic development, stadiums, higher education, and other infrastructure purposes. In his current role, he helps oversee the Firm�s governmental banking efforts across a 15-state region, including the Great Lakes and Midwest region.Mr. Rockhold has an M.B.A. from the University of Chicago, Graduate School of Business (Finance) and a B.A. from Ohio Wesleyan University (Mathematics, Economics, and Accounting).�

Ty Schoback is a Senior Analyst in the Tax-Exempt Fixed Income Research group at Columbia Threadneedle Investments. Ty focuses on State and Local tax backed credits, in various states including California, Illinois, and Michigan. �Named as the internal public pension strategist for the group of 10 Tax Exempt Fixed Income Analysts, responsibilities include establishing the criteria the team utilizes to assess state and local public pension programs.�Serves on the Board for the National Federation of Municipal Analysts (NFMA) and current acting Vice President of the Minnesota Society of Municipal Analysts (MSMA).� Actively participated on the NFMA 2015 National Conference Planning Committee as well as Co-Chair for the planning committee for Advanced Seminars for NFMA.�Ty has 8 years of experience as a municipal credit analyst. He received a B.S. Degree in Finance from Winona State University.

Lisa Schroeer is a Senior Director in the U.S. Public Finance Division for Standard & Poor's Rating Services. She joined the Local Government group in 2005. Lisa currently focuses on local governments across the United States, with a national level focus. In 2013, Lisa facilitated the launch of Standard & Poor�s first weekly Public Finance podcast. Lisa continues to produce and host the podcast, called Extra Credit, which focuses on S&P�s municipal finance ratings and related topics. Previously, Lisa focused primarily on Western state general obligation and related ratings for cities, counties and school districts. Additionally, she has worked on rating criteria and previously worked on state revolving fund/pool sector and water and sewer credits. She is a member of the National Municipal Finance Association, Virginia Women in Public Finance, and the Southern Municipal Finance Society. Prior to joining S&P, Lisa worked at the Federal Reserve Board in Washington, DC, where she followed political and economic developments in Latin America. Additionally, she worked on local government issues at Economic and Planning Systems in Berkeley. Lisa holds a B.A. in Economics from Wellesley College and an M.P.P. from the University of California, Berkeley.

Deborah Kasemeyer is a Senior Vice President at Northern Trust, a $100 billion financial institution headquartered in Chicago, Illinois which is a leading provider in wealth management, asset servicing and asset management with assets under custody of US$6.1 trillion and assets under management of US$875 billion.� As the Director of Community Development & Investments, she oversees the Bank’s community development activities in 19 states and Washington D.C. and a community development investment portfolio of over $600 million.� An early adopter of innovative community finance structures, Northern has closed two Social Impact Bonds (SIB) to date.� The first financed quality Pre- K in Chicago and the second focuses on providing housing and wrap around services for homeless in Denver.� A member of the Board of Directors of National Association of Affordable Housing Lenders (NAAHL) and IFF, she graduated from DePauw University with a B.A. in Economics.

Mr. Dias has served as bond counsel, disclosure counsel and underwriters' counsel on a wide range of municipal and other tax-exempt financing transactions. Mr. Dias' experience includes advising on the issuance, sale and delivery of both publicly offered and privately placed debt instruments. Mr. Dias focuses on California local government financing structures including general fund lease revenue bonds and certificates of participation; pension obligation bonds; tax and revenue anticipation notes; mello-roos bonds, assessment district bonds and other land secured financing structures; redevelopment financing; water and wastewater revenue bonds; airport revenue bonds; and public power revenue bonds. Mr. Dias also focuses on taxexempt healthcare finance for 501(c)(3) organizations. Mr. Dias' experience includes financings for standalone hospitals, hospital systems and continuing care retirement communities. Mr. Dias has served as bond counsel or underwriters' counsel on tax-exempt healthcare financings in various states throughout the nation.