Banco Popular de Puerto Rico

Trey�s principal area of practice is public finance, urban development law, and state legislative matters.� He regularly represents special districts whose chief purpose is developing water, sewer, drainage, parks, and road infrastructure.� Trey also represents developers in connection with the creation and operation of tax increment reinvestment zones (TIRZ�s), local government corporations, municipal management districts, and other financing mechanisms used to facilitate development and the financing of public works and infrastructure.� Trey serves as general counsel and bond counsel to special districts and local governments.� Trey works with developers to structure development agreements with cities and other local government entities for public participation in commercial, residential and mixed-use developments.

Jessica Kane is the Director of the Office of Municipal Securities at the U.S. Securities and Exchange Commission.� The Office of Municipal Securities is responsible for administering SEC rules on practices of broker-dealers, municipal advisors, investors, and issuers in the municipal securities area and coordinating with the Municipal Securities Rulemaking Board (MSRB) on rulemaking and enforcement actions.� The Office of Municipal Securities advises the Commission and other SEC offices on policy matters, enforcement, and other issues affecting the municipal securities market and oversees MSRB rulemaking and the SEC’s municipal advisor registration program.� Prior to joining the Office of Municipal Securities, Ms. Kane worked in the Division of Corporation Finance and the Office of Legislative and Intergovernmental Affairs at the SEC. �Ms. Kane holds a bachelor’s degree from Georgetown University and a law degree from George Mason University School of Law.

Guy Yandel is an Executive Vice President with George K. Baum & Company and Co-Manager of the firm�s Municipal Finance Division.� Mr. Yandel started with George K. Baum & Company in 1991 as a banker in the Firm�s National Housing Finance Group.� His prior positions at the firm have included the Manager of the National Housing Finance Group and the Head of Public Finance.� Mr. Yandel is a graduate of Rice University with a Master�s Degree in Business and Public Management, and a graduate of the United States Merchant Marine Academy with a Bachelor�s Degree in Marine Engineering.�

Jim was selected by the Board of the Pittsburgh Water and Sewer Authority (PWSA) to serve as its Executive Director effective June 1, 2015.� In this position, he is responsible for overseeing day-to-day operations of the Authority and implementing the policies established by the Board.� The PWSA provides water and sewer services to over 300,000 people in Pittsburgh and neighboring communities.�Since 2012, Jim had been serving as the Interim Executive Director of PWSA as an employee of Veolia North America, his previous employer since 2001.� He held various positions with Veolia including Executive Vice President of Veolia Water’s West Region, a $100 million municipal water and wastewater contract operations business with contracts in seven states. From 2001 to 2006, he was VP of Municipal Business Development for Veolia’s West Region, responsible for securing new municipal business in states from Texas to Hawaii.�From 1994 to 2001, Jim was Vice President, Corporate Communications and Marketing, for the California Water Service Company (Cal Water). At Cal Water, he was responsible for acquisitions and contract opportunities, government relations and public relations. Jim led Cal Water into the first long-term lease of a water system in California, as well as into its first out-of-state acquisitions.�Prior to coming to Cal Water, Jim was Director of Congressional Relations for the National Association of Water Companies (NAWC) from 1991 through 1994. In that role, he served as the investor-owned water industry’s Congressional lobbyist, presenting the industry’s views on such issues as the tax on contributed capital and the Safe Drinking Water Act.�From 1985 through 1991, Jim worked for U.S. Senator Harry Reid (D-Nevada) in a variety of legislative roles. His last position with the Senator was as Deputy Legislative Director. His responsibilities included managing the legislative staff, developing the annual legislative agenda and overseeing economic, transportation and housing issues.�A native Californian, Jim was graduated from Cornell University in 1985 with a BA in Government, and in 2000 from Golden Gate University with an MS in Finance.

Jim DeMasi manages Stifel’s Fixed Income Research and Strategy Group from the company’s Baltimore, MD office.� The Research and Strategy Group provides analysis, market insight, and portfolio management advice to a wide range of institutional bond investors, including depositories, insurance companies, money managers, and public funds.Jim authors Alpha Advisor, a monthly publication that provides commentary on the economy, monetary policy, and bond market strategies.� He is a frequent speaker at investment seminars and banking conferences and has made several appearances on CNBC, Bloomberg Television, and Fox Business News.� ��Prior to joining Stifel in 2000, Jim worked for the Federal Deposit Insurance Corporation (FDIC) in Washington, DC.� During his 13-year career with the FDIC, Jim served as a bank examiner, securities analyst, and capital markets section manager.� His primary responsibilities at the FDIC included managing the capital markets training program for examiners and assisting bankers in complying with regulatory policies regarding securities and interest rate risk.�Jim’s post-graduate education includes the Chartered Financial Analyst program, the Stonier Graduate School of Banking, and the Securities Industry Institute at the Wharton School of The University ofPennsylvania.� He received a bachelor's degree in finance from West Virginia University in 1987.� His professional affiliations include membership in the Baltimore Security Analysts Society and the CFA Institute.�

LeeAnn Ghazil Gaunt has served as the Chief of the Enforcement Division’s Municipal Securities and Public Pensions Unit since 2013.� As Chief of the Unit, Ms. Gaunt oversees enforcement attorneys and industry specialists in eight Commission offices. The Unit investigates potential violations of the federal securities laws in the $3.7 trillion municipal securities market and in connection with the $2.7 trillion in assets held by public pension funds.� Ms. Gaunt joined the Commission in 2000 and has investigated and supervised matters in various areas, including pay-to-play, offering fraud, investment adviser fraud, insider trading and financial fraud.� Prior to joining the Commission, Ms. Gaunt practiced securities litigation with the law firms of Skadden Arps and Goodwin Procter LLP in Boston.� She obtained her bachelor’s degree from Fairfield University and her law degree from Northeastern University School of Law.� �

Kiran Jain is the Chief Strategy Officer for Neighborly, bringing greater transparency and access�to the $3.7 trillion municipal securities market. A�former senior deputy city attorney for the City of Oakland, Kiran focused her law practice on real estate, economic development, municipal governance, and the intersection of civic innovation and policy design. She served on the board of the League of California Cities’ Municipal Law Institute.�Kiran is a former associate at Bingham McCutchen LLP where she practiced finance, real estate, land use, environmental, and corporate law representing Fortune 500 companies, commercial lenders, real estate developers and public agencies.��Kiran is an advisor to Kiva.org, serving as the crowdlending platform’s founding attorney. She also helped launch LawPivot, a crowdsourced platform for those seeking legal advice acquired by RocketLawyer

Eddie McRoberts, a Managing Director and Principal at Omnicap, is focused on providing financial advisory, investment advisory and post-issuance tax compliance services.� Omnicap is registered with the United States Securities and Exchange Commission (SEC) as an investment advisor and is a registered municipal advisor with both the SEC and the Municipal Securities Rulemaking Board.� Over the past 19 years, Mr. McRoberts has provided financial services to a wide range of clients including states, state agencies, cities, counties, non-profits, and education districts.�Mr. McRoberts is a graduate of Arizona State University, where he received a Bachelor of Science in Marketing. He is a registered investment advisor representative, holds a NASD Series 65 license.

Douglas Kilcommons is a Senior Vice President within Wells Fargo’s Education & Nonprofit Banking Team.� Prior to joining Wells Fargo in August 2014, Doug headed Moody’s Local Government Surveillance Team, overseeing a staff of approximately 30 analysts across the United States responsible for the surveillance of approximately 10,000 tax-supported, local government credits. The majority of Doug’s career was spent at Fitch Ratings, where he served as Managing Director of the Education/Nonprofit and Tax-Exempt Housing Sectors. While at Fitch, Doug refined analytic policies and practices, authored rating criteria, and oversaw efforts to develop and implement surveillance systems. He has also held positions at Radian Asset Assurance, Neuberger Berman, and Barclays.� Doug began his career as a municipal analyst at Standard & Poor’s, focusing on enterprise credits, including higher education, healthcare, and transportation.Doug earned a B.S. in Financial Management from State University of New York at Binghamton, and an M.B.A. in Investment Management from Pace University.� He is an active member of the National Federation of Municipal Analysts and the Municipal Analysts Group of New York.