Banco Popular de Puerto Rico

James Dooley is the President of American Mortgage Investment Partners (AMIP). AMIP manages two funds which are both focused on the acquisition and resolution of distressed residential mortgage loans. One of the investors and partners in AMIP is American Home 4 Rent, one of the largest REO-to-Rental investors in the country.Mr. Dooley has over eighteen years of experience specifically trading and managing distressed residential mortgage loans, REO and other distressed consumer assets. He has extensive experience managing special servicers and has implemented at multiple servicers loan default policies and procedures, NPV-based decision models, and oversight protocols designed to identify systemic and non-systemic risk issues with the goal of reducing costs, such as forceplaced insurance, and streamlining timeframes for resolving borrower delinquencies.James Dooley manages the Loan Servicing Solutions practice for NewOak Solutions LLC. The practice provides best in class asset management solutions for investors and owners of distressed residential loan portfolios. A primary focus of the practice is to provide clients with a consistent and defendable set of loss mitigation policies and procedures that loan servicers to maximize returns while remaining in compliance with regulatory guidelines.Prior to joining AMIP, Mr. Dooley managed the Loan Servicing Solutions practice for NewOak Solutions LLC which was focused on best in class asset management solutions for investors and owners of distressed residential loan portfolios. Mr. Dooley had previously managed a $4.2B distressed loan portfolio, one of the largest distressed legacy loan portfolios emanating from the recent financial crisis, for Barclays Capital and a spin-off fund, C12 Capital Management. He directed the due diligence review of multiple special servicers, managed servicing transfers, created an oversight structure with an internal ranking system for assessing servicer quality and risk exposure, and implemented protocols and tactical programs for �best in class� loss mitigation and default management. He also built out a consumer direct loss mitigation servicing group. Over an 18 month period Mr. Dooley�s team increased short sales and DIL resolutions from 20.9% to 60% of all loss resolutions (where the benchmark ABX 2007 industry average was 33.9%). Recoveries were 52% higher than the benchmark ABX.Mr. Dooley previously established distressed loan trading desks at WaMu Capital, The Winter Group and Countrywide Securities. At each of these firms he purchased and sold multiple distressed loan pools and played a key role in deal marketing, bid and contract negotiations, diligence review and closing, and pricing. He monitored various servicers, established protocols for loss mitigation, and managed efforts to enhance investor default reporting. Lastly, he played a key role in developing pricing models. At WaMu Capital his pricing model was used to value all unsold assets transferred into the Held-For-Investment portfolio, and his white paper on pricing methodology was used to justify pricing with regulators and auditors.�He holds a B.A. from Trinity College (Hartford, CT) and an M.B.A. from The Kennan Flagler School of Business at the University of North Carolina.

Michael Richardson is the managing director of Cognitive Options Group LLC, a consulting firm specializing in mortgage due diligence and compliance reviews.�

Cathy Oniffrey has built her career and reputation as a Senior Executive in the Financial Lending and Distressed Debt space. �Ms. Oniffrey has substantial lending experience in commercial and residential real estate, distressed mortgage/REO finance, private equity and large corporate financial structures. �She has a high performing track record and has consistently demonstrated the ability to source viable financing transactions, market effectively, originate and close sound, profitable business. � In addition, Ms. Oniffrey has managed highly experienced originators and underwriters. �She has created her market in the industry by becoming an accomplished Executive Leader through her deep understanding of end-to-end process including: product development and implementation, origination, credit/underwriting, documentation/closing, work-outs, portfolio monitoring and servicing. Known to be a natural marketer with strong credit skills with an ability to deliver results, negotiate on a win/win basis and collaborate diplomatically.�

Shashank CM is the associate director of servicing solutions for ISGN.

Randy Loghry is founder and principal of Mortgage Technology Advisors, a consulting firm specializing in origination technology strategy, selection, implementation and optimization, as well as origination process automation and optimization.

Jacqueline �Jackie� Hoyt is the CEO of Hillsboro Title Co., a full service residential, commercial, and construction disbursement title insurance agent serving areas across Missouri. For more, please visit www.hillsborotitle.com or call 636-222-8623.

Charlyne H. McWilliams is an account supervisor at the William Mills Agency. She has nearly 20 years of expertise covering the mortgage industry. Before joining the agency, she was the editor of Inside Mortgage Technology.

Scott Samlin is a New York partner in the firm’s Financial Services & Products Group.� He is the former executive director and compliance counsel for the residential mortgage and lending businesses at Morgan Stanley, where he helped oversee the operations of Morgan’s whole loan trading desk and its affiliated mortgage loan servicer, Saxon.� Prior to this, he was the executive vice president, general counsel and chief compliance officer for EMC Mortgage, Bear Stearns’ primary mortgage loan conduit and servicer.Earlier in his career, Mr. Samlin held several senior in-house positions at large corporations, including vice president and assistant general counsel at Superior Bank FSB; vice president, senior staff attorney and compliance officer at Carteret Federal Savings Bank; and assistant counsel at the New York State Banking Department.Mr. Samlin earned his J.D. from New York Law School and a B.A. from Rutgers University.

Kelli Himebaugh has been in the homebuilding and mortgage industries for over 20 years, working in a broad range of lending management roles and loan origination. An expert in mortgage operations, client service and training, Kelli works closely with lenders interested in loan servicing to understand their software needs and available options, from the RFP stage all the way through the implementation process. She is a popular speaker at industry events and a frequent author in industry publications. Mortgage Builder Software of Southfield, Michigan is the award-winning provider of the Architect LOS and the Colonnade loan servicing system, a favorite with servicers of all sizes for over 20 years and formerly known as G/Serv.