Banco Popular de Puerto Rico

Michael Greenbaum is vice president of operations at Safeguard Properties. Under Mike's leadership, all operational departments of Safeguard have reviewed, updated and enhanced their business processes to maximize efficiency and improve quality control.Mike built his business career in supply chain management, operations, finance and marketing. He has held senior management and executive positions with Erico, Accel, Inc. and McMaster-Carr.Before entering the business world, Mike served in the U.S. Army, Ordinance Branch, and specialized in supply chain management. He is a distinguished graduate of West Point (U.S. Military Academy) and majored in quantitative economics.

Edward Kramer is the Executive Vice President, Regulatory Affairs for Wolters Kluwer Financial Services. He is a veteran of the financial services industry with four decades of experience, which includes a role as the former deputy superintendent of banks, New York State Banking Department�s (NYSBD�s) Consumer Services Division. Ed has been featured at many banking industry conferences, including those hosted by the American Bankers Association, Independent Community Bankers of America, Mortgage Bankers Association, National Association of Federal Credit Unions, National Real Estate Development Center, New Jersey Bankers Association and New York Bankers Association. He has testified before various legislative and regulatory panels, and is a contributing author and expert commentator to many of the top bank industry trade publications.

David Robbins has served as Ellie Mae's chief information officer and senior vice president since January 2012. He is responsible for designing, managing and assuring the scalability and reliability of Ellie Mae’s data centeroperations to support the company’s expanding software as a service (SaaS) business model. He also manages the company’s MIS, data security and technical operations.Prior to joining Ellie Mae, Mr. Robbins spent over six years at NetApp, Inc., a company with $5 billion in 2011 revenue. Most recently, from 2008 to 2011, he served as NetApp’s CTO, where he developed a program to showcase best practicedeployments and business impacts of storage and data management capabilities, and a technology roadmap and adoption strategy for IT systems, networks and storage. Earlier, as NetApp’s vice president of global infrastructure from 2005 to2008, he managed complex systems consisting of highly integrated Tier 1 applications and custom Tier 2 and Tier 3 applications, networks, telephony, data centers and infrastructure. During his 30-year career, Mr. Robbins has heldvarious management positions at Capgemini, Totality Corporation and ElectronicData Systems.A 30-year veteran of the information technology industry, Mr. Robbins also served as the director of engineering services at Totality Inc. and in various leadership roles during a 15-year tenure at Electronic Data Systems.

Stephen M. Calk is the founder, chairman and chief executive officer of The Federal Savings Bank, a federally chartered savings bank; and Chicago Bancorp, a national mortgage banker.He has served on the board of directors, advisory board of directors or customer advisory board of directors for various public and private mortgage companies including JP Morgan Chase’s Chase Manhattan Mortgage Corp., Ohio Savings Bank, Citimortgage, Bank of America and the former General Electric Mortgage Insurance Co. Calk also has served as an advisor to several Illinois state government entities on matters of mortgage banking and real estate finance. He is a member of the board of directors of The Community Lenders of America, and is an advocate of veteran housing needs.

Ed Keck, a Director with Treliant Risk Advisors, is an accomplished professional specializing in enterprise and operational risk, security, privacy, and information governance. He has significant experience developing and performing risk assessments, managing regulatory reviews and post review remediation activities, internal control testing, executive level reporting, and the interpretation of regulatory changes. In addition to his work with financial institutions regarding domestic regulations and governance, Ed�s expertise includes the implementation of risk assessments, controls, and systems related the European Union Data Protection Directive. Over the past 20 years Ed has held leadership positions in both consulting and financial services organizations. Prior to joining Treliant, Ed worked at KeyBank headquartered in Cleveland, Ohio as the Director of Security Strategy and Governance. In his role at Key, Ed was responsible for the overall strategy and governance functions related to information security, privacy, physical security, business resiliency, third party risk management, fraud risk management, incident management, and information governance, as well as board of director and executive management reporting. Ed holds an M.B.A. in Business Strategy and Finance from Cleveland State University. He is a Certified Information Systems Security Professional (CISSP), and an adjunct professor at Cleveland State University.

Wil Armstrong is a co-founder and CEO of Blueberry Systems, a provider of advanced technology solutions to the mortgage and financial services industries.

Phil Huff is the CEO of Platinum Data Solutions. Prior to joining Platinum Data, Huff was CEO of Brandwatch Technologies and co-founder and CEO of eLynx.

Schroeter joined Homeward Residential Capital in 2011 with the acquisition of Cooper River Financial, LLC, bringing with him 27 years of extensive experience in developing unique and profitable warehouse lending business initiatives. Prior to joining Homeward Residential Capital, Schroeter was a Partner and President at Cooper River Financial, LLC, which has been at the forefront of developing liquidity solutions for electronic mortgage notes. Schroeter began his career at MidLantic Banks based in Edison, New Jersey in 1985 as a Credit Management Trainee and Assistant Cashier and worked in the Real Estate Lending Group. He then spent seven years at GE Capital in positions of increasing responsibility and scope including VP of Warehouse Lending, responsible for Business Development. He was promoted to Program Manager managing GE Capital’s commercial paper program (Cooper River Funding) used to finance warehouse facilities for GE Capital’s Mortgage customers. In this role he had operational and credit risk responsibilities as well as managing the rating agencies (S&P and Fitch) and liquidity lenders needed to sponsor the Cooper River commercial paper business model.In 1999 Schroeter moved to GMAC Bank as the Senior Vice President Business Lending and rose to the position of Senior Managing Director of GMAC Bank. As Senior Managing Director for GMAC Bank, Schroeter led the correspondent and third party wholesale channels as well as GMAC Bank’s warehouse lending unit. The successful “Warehouse Express” and the “Accelerated Loan Purchase” programs were new initiatives created by Schroeter at GMAC. Each of these programs were tailored to either bring warehouse type financing to small lenders or to source warehouse funds from non-traditional capital sources. He was also responsible for the successful integration of ResCap’s warehouse lending operations platform into the bank. Schroeter is a graduate of Villanova University and earned a degree in Economics with Honors.

As Vice President, Emerging Technology at Quicken Loans, Patrick leads Quicken Loans' usage and implementation of the latest industry standards, as well as drives the research into new and emerging technologies. Hartford’s involvement with the development of mortgage technology spans nearly twenty years. Patrick is a long-time contributor of technical and business expertise to the Mortgage Industry Standards Maintenance Organization’s (MISMO) and currently holds a seat on their Governance Committee. Patrick provides the mortgage industry with technical guidance as it relates to streamlining the IRS 4506 process and FHA electronic signature standards. Hartford has also been recognized by Mortgage Banking magazine as one of the “MISMO All-Stars.” He has also been a featured speaker at industry events such as the MBA Annual Convention and the MBA Technology show to provide conference attendees with technology guidance and knowledge of eMortgages.Quicken Loans is the nation’s largest online home lender. It was the first lender to implement eSignature technology and the company has leveraged its centralized technology infrastructure to do home financing in all 50-states. Empowering its people to create the technology necessary to better serve their clients and team members is one of the reasons the company ranked in the top 15 of Computerworld magazine’s “100 Best Places to Work In Technology” for eight years in a row, ranking in the top 5 in 2012. Hartford received his Certified Mortgage Technologist (CMT) in 2005.

Laurie joined DocMagic, Inc. in December, 2010. Previously, Laurie served as interim Director of Mortgage Compliance for Kinecta Federal Credit Union, one of the nation's leading Credit Unions. Laurie was part of the team tasked with expanding Kinecta’s wholesale mortgage lending business into 17 new states.From 2003 to 2009, Laurie was Vice President, Senior Compliance Officer for ResMAE Mortgage Corporation. Laurie was responsible for licensing, loan documents, policies and procedures, and implementation of systemic compliance audits necessary to support ResMAE’s growth from a startup company to a national lender.Prior to ResMAE, Laurie worked as Assistant Vice President and Project Manager for Washington Mutual managing the Implementation Department of the Home Loans and Insurance Services Group. She started her career in mortgage banking at Long Beach Mortgage Company, where she was Assistant Vice President, Policies and Procedures Manager from 1998 to 2001. From 1979 to 1997, Laurie worked for the Walt Disney Company. She holds a Bachelor’s Degree in English from California State University, Long Beach.