Banco Popular de Puerto Rico

Mr. Jorge Rodriguez is a Managing Director for Public Finance at Coastal Securities. Mr. Rodriguez is a long time veteran of the Texas capital markets, and coordinates all Public Finance efforts of Coastal Securities. With over 34 years of financial experience, Mr. Rodriguez has represented many of the largest Texas Public Community College Districts as financial advisor. Over the years, Mr. Rodriguez introduced the use of Public Facility Corporation financing to Texas Community College Districts and has structured numerous issues for districts across the state. Mr. Rodriguez� clients include the City of San Antonio as well as the Texas Public Finance Authority. Mr. Rodriguez holds a Bachelor of Arts from St. Mary�s University in San Antonio, Texas as well as a Masters of Public Affairs from the LBJ School at the University of Texas.

Jeff joined Capital One Public Funding, LLC in May 2005 as Vice President/ Director of Business Development. He is responsible for identifying and structuring tax-exempt loan and lease transactions for governmental and nonprofit borrowers throughout the U.S. Jeff primarily works with public finance intermediaries. Mr. Sharp was formerly Senior Vice President covering the Central Region for both Transamerica and ORIX Public Finance, where he originated and structured tax-exempt leases and bond issues. In 2003, Jeff he was promoted to Senior Vice President-Capital Markets where he was responsible for managing the public finance portfolio and syndicating transactions individually and in large portfolio sales. Jeff began his career in local government and eventually became a public finance investment banker for a regional securities firm covering Kansas, Missouri, and New Mexico. He holds a Bachelor of General Studies (Urban Geography) and Master of Public Administration (City Management) from the University of Kansas.

David Unkovic is a public finance lawyer with McNees Wallace & Nurick LLC in Lancaster, Pa.

Certifications / Degrees / AwardsMunicipal Securities RepresentativeMunicipal Securities PrincipalUniform State AgentCertified Public AccountantB.B.A., St. Edward’s UniversityNonprofit BoardsSan Antonio Hispanic Chamber of CommerceThe Witte MuseumSt. George Episcopal SchoolChurch of The Holy Spirit�Mr. Gonzales is Managing Director and Manager of the San Antonio office of Estrada Hinojosa & Company, Inc., and also serves on its Board of Directors.� He is a Certified Public Accountant with over twenty-five years of financial consulting and investment banking experience serving governmental entities.� He has been the Lead Banker in financings throughout Texas for cities, counties, housing finance corporations, schools (both higher education and public education), enterprise fund supported entities such as water, sewer, electric, gas and airport facilities, hospital districts, and mobility projects.� Mr. Gonzales has represented and assisted numerous entities in the preparation of rating agency and insurance company presentations.� He represents numerous governmental entities throughout Texas and is prepared to assist in financings from revenue supported to tax-backed credit issues.His transportation financial advisory and underwriting experience includes Alamo RMA, Donna International Toll Bridge, San Antonio International Airport, VIA Metropolitan Transit Authority, Bexar County Rail District, Central Texas Regional Mobility Authority, Brazoria County Toll Road Authority, Hidalgo County Regional Mobility Authority, and Fort Bend Grand Parkway Toll Road Authority.Mr. Gonzales has testified before Congress as an expert witness as well as the predecessor agency of the Texas Commission on Environmental Quality (TCEQ) regarding utility system finance.� He has completed more than $300 million of projects through the Texas Water Development Board, numerous single-family housing transactions and completed the first North American Development Bank (NADBank) bond transaction.� In the last five years, he has completed municipal bond financings totaling more than $5 billion.Prior to his investment banking career, Mr. Gonzales worked in public accounting and was the Staff Director for the Texas School Performance Review for Texas State Comptroller John Sharp.� While working in public accounting, he has performed tax and management consultant services for various accounting firms.� Mr. Gonzales’ 18+ years of public accounting experience with a concentration in taxation will be of significant value in assisting in the review and analysis of various types of financial and tax-related issues that may be contemplated.

Gary Goldsholle is General Counsel of the Municipal Securities Rulemaking Board (MSRB), where he oversees all legal activities of the MSRB, including market regulation, professional qualifications, enforcement support and corporate governance. Prior to joining the MSRB, Mr. Goldsholle was vice president and associate general counsel for the Financial Industry Regulatory Authority (FINRA), where he was responsible for regulatory policy and rule development. He also worked in the Office of the Chief Counsel, Division of Trading and Markets at the Commodity Futures Trading Commission. Mr. Goldsholle began his legal career as an associate at Steptoe & Johnson.Mr. Goldsholle received a bachelor�s degree from Duke University and a law degree from the University of Chicago Law School.

Ernesto A. Lanza is Deputy Executive Director of the Municipal Securities Rulemaking Board, the federal self-regulatory organization that regulates broker-dealers, banks and municipal advisors engaging in municipal securities and other public sector financial services activities.� He currently oversees the MSRB�s market structure, economic analysis and legislative affairs functions, as well as provides general advice on regulatory, market transparency and other strategic matters.� He previously served as Chief Legal Officer/General Counsel, leading the MSRB�s legal, corporate governance and rulemaking activities.Mr. Lanza led the design, development and launch of the MSRB�s Electronic Municipal Market Access system (EMMA) as well as the development of the MSRB�s long-range plan for the further evolution of its market transparency systems, and he currently continues to oversee the strategic direction of EMMA and related market transparency products.� Previously, Mr. Lanza led the MSRB�s initial rulemaking and interpretive initiatives relating to broker-dealer activities in 529 college savings plans and has worked on a broad range of fair practice, pricing, underwriting, suitability, pay-to-play and disclosure issues relating to municipal bonds.Prior to joining the staff of the MSRB in 1997, Mr. Lanza was in private practice at Ballard Spahr, Greenberg Traurig and Holland & Knight.� He received his law degree in 1988 from the University of Pennsylvania Law School and his B.A. degree in Government from Harvard University in 1985.

Sudip Mukherjee is a Managing Director and senior member of the risk management group. Mr. Mukherjee�s role within the risk group spans a wide variety of responsibilities including approving waivers and consents and new transactions, overseeing the internal economic capital model, risk limits as well leading special projects relating to portfolio credit risk, credit analytics, capital management and risk based pricing.�Mr. Mukherjee joined MBIA Insurance Corp. in 2003 in the quantitative analytics group. He became the head of the quantitative analytics group before moving to National Public Finance Guarantee Corporation in 2009, as a Director in the surveillance group managing National�s insured water and sewer and utility portfolios and subsequently moved to the Risk Management group.�Prior to joining MBIA Insurance Corp. Mr. Mukherjee worked for several years in the areas of credit risk management and project finance advisory in the energy and transportation sectors at financial services firms including GE Capital and KPMG.Mr. Mukherjee has an undergraduate degree in electrical engineering from the Indian Institute of Technology, Delhi, a Masters in Finance from the University of Technology, Sydney (specializing in corporate finance) and a Masters of International Affairs (specializing in energy economics) from the School of International and Public Affairs at Columbia University, New York.

Matthew Cohn is a Director in National Public Finance Guarantee Corporation�s �(�National�) Special Situations Group.� He has more than 15 years of experience in bankruptcies and remediations across both the Corporate and Public Finance industries.Mr. Cohn currently leads National�s team on the remediation of numerous underperforming and distressed municipal credits including ongoing efforts with National�s exposure to the City of Stockton and the City of San Bernardino, California, as well as to various affordable and student housing projects, toll roads and hospitals.As a creditor, Mr. Cohn has been involved in all aspects of the reorganization process including forbearances, protective advances, negotiation of complex capital structure solutions, evaluating strategic business plans, and monitoring liquidity.Prior to joining National, Mr. Cohn worked at Zolfo Cooper in its Restructuring Practice.� He also worked for the corporate restructuring group at Deloitte LLP after beginning his career with Arthur Andersen LLP.Mr. Cohn earned a Bachelor of Science degree in Finance from the University of Illinois.� He is a Certified Insolvency and Restructuring Advisor (CIRA), and an active member of the Association of Insolvency & Restructuring Advisors, American Bankruptcy Institute and the Turnaround Management Association (TMA).