Banco Popular de Puerto Rico

Bill Lynch was named as the Receiver for the City of Harrisburg, in 2012.� He culminated a 40 year career of service to the nation in the US Air Force and Air National Guard, in 2004.�� The General is a combat tested leader with 100 missions over North Viet Nam as an RF4C aircraft commander. �His career in the Pennsylvania National Guard, included service as a cabinet officer, appointed by three Governors, as the Adjutant General and Secretary of the Department of Military and Veterans Affairs. General Lynch also served as Chairman of the Pennsylvania Emergency Management Council and stood with Governor Ridge on September 11, 2001 at the Flight 93 crash site.� He is a fighter pilot with over 5,000 hours in various aircraft and is a military parachutist.In 2006 and 2007, he served with the US Department of State at Embassy Baghdad as the Chief of Staff, Iraq Reconstruction Management Office. In 2008, he returned for a second tour as the Director of the Embassy�s Office of Strategic Planning and Assessment. �General Lynch received a B.A. in American Literature from Brown University, and a Juris Doctorate, with High Distinction, from the Ohio Northern University School of Law, where he was elected to the Law Review.� He is also a graduate of the National War College, Ft. McNair, Washington, D.C.

Andrew Kleine became Baltimore�s budget director in 2008, after nearly 15 years of federal government service that included budget and policy positions in the U.S. Department of Transportation, White House Office of Management and Budget, and Corporation for National and Community Service.� Mr. Kleine�s implementation of Outcome Budgeting in Baltimore has helped the city prioritize its spending during an unprecedented fiscal crisis.� He has also taken many steps to engage citizens in the budget process, including a citizen survey, a citizens� guide to the budget, and budget workshops and online tools that allow citizens to try their hand at balancing the city budget.� Mr. Kleine recently led the development of the city�s first-ever long-term financial plan.�

Steve Benjamin has worked very actively in community initiatives with numerous public and private organizations dating back to his years at the University of South Carolina where he served as President of the Student Government and as Student Bar Association President at the USC School of Law. Mayor Benjamin has continued that service through the present, serving on numerous boards for nonprofit organizations such as the Columbia Urban League, Benedict College, the Greater Columbia Chamber of Commerce and as a Founding Board Member of the Eau Claire Promise Zone. He also served as a founding member of Choose Children First. In 1999, at age 29 Benjamin was appointed to Governor Jim Hodges' Cabinet as director of the state's second largest law enforcement agency, the Department of Probation, Parole, and Pardon Services. In 2009, Benjamin drew national attention by representing prominent radio host Tom Joyner and securing a pardon for Joyner's great uncles wrongfully convicted in the death of a 73-year-old Confederate veteran and executed in 1913. In a landmark decision, the South Carolina Board of Paroles and Pardons voted unanimously to grant the posthumous pardon, the first for South Carolina in a capital case. Having taken office in July 2010 and reelected by a 30% margin in November 2013, Mayor Benjamin's administration has been characterized by his firm belief in Columbia's potential and intense focus on job creation. In his first term alone his leadership helped cut Metro Unemployment by more than 42% secured billions of dollars in new regional capital investment in the midst of a national recession. Combined with the rebirth of Main Street, these accomplishments have drawn national attention and accolades including his being awarded an Aspen Rodel Fellowship, receiving an Honorary Doctor of Humanities from Francis Marion University, twice being named to The Washington Post's "The Root 100 List� (2011 and 2013) as well as the 2014 GRIO 100 and being elected in 2012 as US Conference of Mayors Trustee. In addition to his work as Mayor, Benjamin practices law with Parker Poe law firm.  

Mr. Kelly, with 20 years experience in public finance, joined Janney in April, 2012, combining his banking experience with the skills and capacity of Janney�s trading and sales platform to provide enhanced service to public finance market.In recent years, Mr. Kelly�s experience has been focused on large governmental issuers in Pennsylvania, Florida and the Midwest.� Clients have included the City of Philadelphia, the Pennsylvania Turnpike Commission, Louisville Regional Airport Authority, Florida Municipal Power Agency, Delaware River Port Authority, Commonwealth Financing Authority, and the Philadelphia Parking Authority, among others.Mr. Kelly has also worked with utilities ranging from the Philadelphia Gas Works, The York Water Company, University of Maryland Energy Infrastructure Project, P3 studies and financings, various water authorities, and many solid waste authorities.� As an outgrowth of this utility experience, Mr. Kelly is building a new practice in Project Finance and P3 transactions.Over the years, Mr. Kelly has served in various roles in the industry � a credit and liquidity enhancement banker at Lloyds Bank, a financial advisor at Public Financial Management, and an investment banker at PNC Capital Markets and now Janney Montgomery Scott.�Mr. Kelly received his bachelor�s degree in Economics from Harvard University.� He is active in his community, serving on the boards of the Fairmount Park Conservancy and the Prince Albert II of Monaco Foundation - USA.� Previously, he has served on the boards of the Philadelphia Police Foundation, Vesper Boat Club, and Medical College of Pennsylvania.

Mike Bailey has worked in local government finance since 1980 and is the Finance Director for the City of Redmond. Mr. Bailey is a former president of the Washington Finance Officers Association (WFOA) and past member of the Government Finance Officer Association (GFOA) Executive Board. He has also served as Vice Chair of the GFOA Budget and Management Committee, and currently is the local government representative to the Streamlined Sales Tax Project (SST).Mike has conducted numerous workshops on local government financial management, budget, and financial leadership.� Mike frequently leads council and board retreats, and strategic planning processes.Mr. Bailey earned his degree in Business Administration and a MBA from the University of Puget Sound. He is a CPA and an executive education studies graduate of Harvard�s JFK School of Government.

Elected in February 2002, and re-elected to full four-year terms in 2003, 2007 and 2011,� Nancy K. Kopp is the 23rd Maryland State Treasurer since the adoption of the Constitution of 185l.� She is the second woman ever to serve as Maryland's State Treasurer and is the only woman serving Maryland in a Constitutional Office. In addition to her responsibilities for managing the Office of State Treasurer, as a Constitutional Officer and a representative of the General Assembly, the Treasurer serves on a number of key State Boards and financial planning committees.Treasurer Kopp chairs both the Capital Debt Affordability Committee and the Commission on State Debt, and is a member of Maryland's Board of Revenue Estimates.� She is the chief representative of the State dealing with financial rating agencies and investment banking firms.� The Treasurer also serves as Chair of the Board of Trustees of the Maryland State Retirement and Pension Systems, as Chair of the College Savings Plans of Maryland and as a member of the Maryland Supplemental Retirement Board, the Maryland Health and Higher Education Financing Authority, the Maryland Agricultural Land Preservation Foundation Board, the Small Business Development Financing Authority and the Hall of Records Commission. Unique among the Treasurer's responsibilities is her position on the Board of Public Works with the Governor and the Comptroller of the State.� This Board oversees a substantial portion of the procurement contracts of the State.Treasurer Kopp represented the Bethesda, Maryland area in the Maryland House of Delegates for 27 years prior to her election as Treasurer. As a member of the House of Delegates, Treasurer Kopp chaired the Joint Committee on Spending Affordability, as well as the Appropriations Subcommittee on Education and Economic Development.� She also served on the Capital Budget Subcommittee, Subcommittee on Pensions, and Joint Committee on Budget and Audit, and, at various times, as Deputy Majority Leader and Speaker Pro Tem.� During her legislative career, Treasurer Kopp was named by her colleagues as the most effective woman legislator and one of the 10 most effective members of the House.Treasurer Kopp has been active in numerous national, regional and state organizations and boards over the years, primarily focused on finance, education, and fiscal matters.� Appointed by President Clinton to the National Assessment Governing Board, which oversees the National Assessment of Educational Progress (the "Nation's Report Card"), Treasurer Kopp also served as Treasurer of the Southern Regional Education Board and chaired its Commission on Educational Quality.� She served on the Executive Committee of the National Conference of State Legislatures and chaired its Assembly on Legislative Issues, and Committees on Federal Budget Issues, State Fiscal Issues, and Capital Budgeting Procedures.� Treasurer Kopp also was Vice-Chair of the National Commission on State and Local Budget and Finance Procedures.� Currently, she is a member of the National Association of State Treasurers and chairs its Legislative Committee.� She also served a one year term as President of the National Association of State Auditors, Comptrollers and Treasurers.� Treasurer Kopp was nominated to serve as an Executive Committee member of The Council of State Governments/Eastern Regional Conference (CSG/ERC) in May 2011 and was reappointed to the committee in 2012 and 2013.� In January 2014, she was reappointed to serve as an at-large member of the Executive Committee for a 1-year term.� In November 2013, she was appointed to The Financial Accounting Foundation (FAF) Board of Trustees for a term that extends to December 31, 2018.�A graduate of Wellesley College, Treasurer Kopp holds a master's degree in Government from the University of Chicago.� She also has received honorary doctorate degrees from Goucher College, Hood College, the University of Maryland at Baltimore, the University of Maryland University College and Towson University.� She is an honorary Alumna of the University of Maryland, College Park.� In March 2012, Treasurer Kopp was inducted into the Maryland Women's Hall of Fame.� Treasurer Kopp and her husband, Robert Kopp, live in Bethesda and have two adult children and two grandchildren.

Michael S. Piwowar was appointed by President Barack Obama to the U.S. Securities and Exchange Commission (SEC) and was sworn in on August 15, 2013.Most recently, Dr. Piwowar was the Republican chief economist for the U.S. Senate Committee on Banking, Housing, and Urban Affairs under Senators Mike Crapo (R-ID) and Richard Shelby (R-AL).� He was the lead Republican economist on the four SEC-related titles of the Dodd-Frank Act and the JOBS Act.� Dr. Piwowar also worked on a number of important SEC-related oversight issues under the jurisdiction of the Committee, such as securities, over-the-counter derivatives, investor protection, market structure, and capital formation.During the financial crisis and its immediate aftermath, Dr. Piwowar served in a one-year fixed-term position at the White House as a senior economist at the President�s Council of Economic Advisers (CEA) in both the George W. Bush and Barack Obama Administrations.� While at the CEA, Dr. Piwowar also served as a staff economist for the Financial Regulatory Reform Working Group of the President�s Economic Recovery Advisory Board.Before joining the White House, Dr. Piwowar worked as a Principal at the Securities Litigation and Consulting Group (SLCG).� At SLCG, he provided economic consulting to law firms involved in complex securities litigation and technical assistance on market structure, regulatory policy, and risk management issues to domestic and international securities regulators and market participants.Dr. Piwowar�s first tenure at the SEC was in the Office of Economic Analysis (now called the Division of Economic and Risk Analysis) as a visiting academic scholar on leave from Iowa State University and as a senior financial economist.� In those roles, he provided economic analyses and other technical support to the Commission and other SEC Divisions and Offices on a wide range of rulemaking, compliance, and enforcement matters.Dr. Piwowar was an assistant professor of finance at Iowa State University where he focused his research on market microstructure and taught undergraduate and graduate courses in corporate finance and investments.� He published a number of articles in leading academic publications and received several teaching and research awards.Dr. Piwowar received a B.A. in Foreign Service and International Politics from the Pennsylvania State University, an M.B.A. from Georgetown University, and a Ph.D. in Finance from the Pennsylvania State University.

Steven Jay Kantor is a financial advisor employed by First Southwest Company in New York, New York and has over 9 years of experience as a financial professional. Steven is licensed as a Broker-Dealer Registered Representative and is authorized to buy and sell securities on a client's behalf.

Mr. Tomson heads Citi�s strategic public finance coverage in the State of New York and is Co-Head of the Northeast Group.� Mr. Tomson has over 22 years of municipal and project finance experience and he has served as a primary banker on over $40 billion of financings. He has worked with virtually every major New York State and local-level issuer, including the State of New York, the Port Authority of New York and New Jersey, the Empire State Development Corporation, the New York State Housing Finance Agency and the New York State Thruway Authority. He has worked on various landmark project financings including the stadium financings for the New York Mets and the New York Jets. Mr. Tomson received his J.D. from Tulane University and his B.A. from Cornell University.� Additionally, Mr. Tomson serves as the President of the Board of Governors of the Municipal Forum of New York.