Banco Popular de Puerto Rico

Wei Li is a Senior Researcher at the Center for Responsible Lending. At CRL, Wei conducts original research on issues related to consumer protection in financial services, especially on home mortgage and payday lending. Wei has authored or co-authored numerous publications on the financial services industry. These studies have been published in Housing Policy Debate, Journal of Economics and Business, and Journal of Real Estate Research; covered in the Wall Street Journal, Washington Post, and New York Times, and numerous other print and broadcast media; and regularly cited by academic researchers, regulators, and legislators. Wei received his Ph.D. and Master’s degrees from the University of California at Berkeley.

Eric Howe currently oversees KeyBank’s Consumer Collections processes. Eric works on the development and implementation on the organization’s strategic projects and is responsible for the collections and recovery activities for Keybank and its vendors throughout North America and Asia. Eric joined Keybank in September of 2009. He has over 15 years of experience in the financial services industry and has held management positions in collections, credit, customer service and retail banking.He holds a B.S. in Communications from Centenary College in Hackettstown N.J.

As the Bank Regulatory National Advisory Partner, Molly is responsible for regulatory and bank consulting services across the country for banks of all sizes. Molly has over 35 years of banking industry experience, offering in-depth industry insight and analysis for our banking clients. She has significant expertise in the areas of organization, decision-making, compliance, loan classification systems, policy development, budgeting and capital strategic planning. Molly also has extensive experience with failed bank acquisitions, having handled due diligence, bid composition, applications, closing processes, integration with acquirers’ operations and FDIC compliance. Molly spent the first eight years of her career with the Office of the Comptroller of the Currency (OCC) in Chicago and Dallas, attaining the position of a national bank examiner. She later joined Arthur Andersen in its Bank Regulatory Consulting practice. Soon after, she began her nine-year career with Grant Thornton, serving in various positions, including her role as partner managing the bank regulatory consulting practice in Dallas.Most recently, Molly has spent the last 15 years as an executive at a $10-billion institution, primarily leading the bank’s compliance and regulatory areas.Molly received a Bachelor of Business Administration from John Carroll University in Cleveland, Ohio.

Roseanne M. Hope is the President of Compendium Business Strategies which is a 100% woman owned and operated commercial real estate advisory firm. Compendium works with investors to acquire distressed commercial real estate assets from its vast network of banks, special servicers and developers. The Compendium Team facilitates the sale from beginning to end and assists in property selection, negotiations, due diligence, contract review and closing. Prior to co-founding Compendium in 2009, Roseanne practiced commercial real estate law for over 20 years with major Twin Cities law firms including Dorsey & Whitney and Faegre & Benson. She has represented national banks, large national retailers, commercial developers of retail and office properties and corporate and industrial users in development, financing, workouts, litigation, leasing and land use issues.A lifelong resident of the Twin Cities, she graduated from the University of Minnesota and William Mitchell College of Law, cum laude, where she served as an editor of the Law Review. She also holds a Minnesota real estate broker's license and is a frequent speaker on distressed commercial assets. She was the initial president and co-founder of Minnesota Commercial Real Estate Women (MNCREW), served on the national board of CREW Network and the CREW Foundation and was the MNCREW 2009 “Spotlight on Success” honoree and 2011 Winner of the Entrepreneurial Spirit Award. She is also a member of NAIOP and MSCA and has served on several non-profit boards including the Women’s Foundation of MN, the Caring Tree Foundation, The International Institute of MN and Volunteer Lawyers Network. She is currently working with Business Forward, a national organization that builds business support for policies that promote America's economic competitiveness.

Skip Wyer, Principal, Linea Capital Skip Wyer founded Linea Capital where he services as the firm’s Chief Origination Officer. Prior to establishing Linea, Skip was a real estate investment portfolio manager for Värde Partners, Inc., a $8.0 billion alternative investment fund. During his five-year tenure at Värde, Skip grew his investment portfolio from $50 million to over $600 by establishing a range of new markets and new counterparty relationships. Prior to Värde, Skip was a Structured Products Trader at Cargill Financial where he sourced structured finance and project finance opportunities within the equipment leasing, agriculture and energy sectors. Skip was named Cargill’s first “Entrepreneur-in-Residence” for his role within Cargill’s eVentures Division, an internal e-commerce venture capital group. Skip was a fixed income investment banker at Piper Jaffray where he originated and structured private placements in the asset securitization and project finance sectors. Skip also worked for eleven years in Boston in the commercial aircraft leasing, equipment leasing, and commercial banking sectors. Skip’s experience and relationships across multiple industries and diverse range of asset and investment types bring valuable perspectives, creativity, and energy to the origination of investment opportunities for his clients.

Before joining Capco, Marianne spent five years at a leading global management and technology consulting firm as a Senior Manager. She managed the Mortgage Servicing team, which focused on sub-prime servicing and providing operational and compliance reviews and advance facility verification agent services to lenders and servicers. Prior to this, she spent seven years as an international bank examiner for the Federal Reserve Bank of Philadelphia and two years as a Risk Manager for GE Capital Mortgage Services.

Mr. Hiner represents borrowers and lenders on a wide variety of corporate finance, securitization, acquisition and other transactions. For over a decade, Mr. Hiner's practice has had a particular focus on the mortgage servicing business. Hiner also represents servicers in their borrowing arrangements, and banks arranging financing for servicers, in traditional syndicated loan facilities and structured, securitized facilities, collateralized by servicer advance receivables and by other servicing assets, including design of master trust structure combining revolving notes and term ABS to maximize borrowing efficiency. He also has represented mortgage servicers and owners of mortgage servicers in M&A transactions, both on the buy and the sell side, and has a particular focus on acquisition financing in mortgage servicing M&A, representing buyers and sellers in three of the largest servicing M&A transactions that have been closed in the wave of consolidation resulting from the financial crisis. He also regularly advises mortgage servicers on contract interpretation, strategic initiatives, compliance, policy matters and in commercial litigation. He has represented numerous parties in connection with joint ventures and capital formation, particularly in the consumer finance company area, particularly mortgage lenders, manufactured housing lenders and credit card issuers, including start-up, venture capital equity and debt investments and strategic alliances, development of lending operations and warehouse financing, loan purchase and sale agreements, public and private equity offering documents and the SEC IPO registration process, and long-term financing through the securitization markets, in private and public offerings. Hiner represents lenders and borrowers on secured mezzanine and subordinated financing of commercial real estate development projects. He has also represented several financial guaranty insurers on public asset-backed securities transactions, and securing of a major monocline insurance company. He received his B.A. from the University of Virginia in 1986, and his J.D. from Duke University School of Law in 1989.

Mr. Hiner represents borrowers and lenders on a wide variety of corporate finance,securitization, acquisition and other transactions. For over a decade, Mr. Hiner'spractice has had a particular focus on the mortgage servicing business.Mr. Hiner represents servicers in their borrowing arrangements, and banksarranging financing for servicers, in traditional syndicated loan facilities andstructured, securitized facilities, collateralized by servicer advancereceivables and by other servicing assets, including design of master truststructure combining revolving notes and term ABS to maximize borrowingefficiency.Mr. Hiner also has represented mortgage servicers and owners of mortgageservicers in M&A transactions, both on the buy and the sell side, and has aparticular focus on acquisition financing in mortgage servicing M&A,representing buyers and sellers in three of the largest servicing M&Atransactions that have been closed in the wave of consolidation resultingfrom the financial crisis.Mr. Hiner regularly advises mortgage servicers on contract interpretation,strategic initiatives, compliance, policy matters and in commercial litigation.Mr. Hiner has represented numerous parties in connection with jointventures and capital formation, particularly in the consumer financecompany area, particularly mortgage lenders, manufactured housinglenders and credit card issuers, including start-up, venture capital equityand debt investments and strategic alliances, development of lendingoperations and warehouse financing, loan purchase and sale agreements,public and private equity offering documents and the SEC IPO registrationprocess, and long-term financing through the securitization markets, inprivate and public offerings.Mr. Hiner represents lenders and borrowers on secured mezzanine andsubordinated financing of commercial real estate development projects.Mr. Hiner has represented several financial guaranty insurers on publicasset-backed securities transactions, and restructuring of a major monolineinsurance company.Mr. Hiner received his B.A. from the University of Virginia in 1986, and his J.D. fromDuke University School of Law in 1989.

Jay A. Loeb is a Vice President and one of the principal owners at National Creditors Connection, Inc (NCCI). Mr. Loeb is a graduate of San Diego State University. Prior to joining NCCI in 1996, Mr. Loeb was Vice President of a private investigation and auto recovery firm in San Diego, California. Upon joining NCCI, his initial role was to build a nationwide network of field representatives, trained to assist lenders with a service that would help avoid costly foreclosures and repossessions. He successfully led at different intervals, the NCCI Sales and Operations Departments.Currently Mr. Loeb heads the Strategic Business Development Department at NCCI. He is working extensively in developing new strategic alliances with existing clients, developing and implementing new client initiatives and new NCCI business services. He is continuously developing new strategic alliances with outside companies to promote NCCI as the nation's premiere field services firm.