Banco Popular de Puerto Rico

William David Tobin is one of two Principals of Mission. He has extensive transactional experience in loan sale advisory, investment banking and commercial real estate debt and equity raising. From 1994 to 2002, Mr. Tobin was associated with a national brokerage firm, where he started and ran a loan sale advisory business, heading all business execution and development. In that capacity, Mr. Tobin closed in excess of $6 billion of loan sales. In addition, he executed sales and/or financing transactions on the TriBeCa Grand development site, 60 Thompson (a 100 room Boutique Hotel in SoHo), the St. Moritz Hotel, the Barbizon Hotel, the Newark Airport Hilton and the Empire Hotel as well as on a variety of real estate portfolios owned by Sunoco, Texaco, KKR and Royal Dutch/Shell. From 1992 to 1994, Mr. Tobin worked as an asset manager in the Asset Resolution Department of Dime Bancorp where he played an integral role in the liquidation of the $1.2 billion non-performing loan and REO portfolio. The Dime disposition program included a multi-year asset-by-asset sellout culminating in a $300 million bulk offering to many of the major portfolio investors in the investment banking arena. Mr. Tobin has a B.A. in English Literature from Syracuse University and attended the MBA program, concentrating in banking and finance, at NYU's Stern School of Business. He regularly guest lectures on the topics of whole loan valuation and mortgage trading at New York University's Real Estate School.

Watson is the founder of 643 Capital Management and in that function acts as the portfolio manager for the distressed housing platforms and debt funds. Watson brings his distressed debt and equity platforms from McKinley Capital where he was a founding partner and oversaw the acquisition of $100MM in distressed housing units. At 643 Watson continues his relationship with Och-Ziff Capital Management, and will invest from their current partnership while targeting new opportunities to invest in distressed residential housing. He is currently an active board member of the Tenderloin Neighborhood Development Corporation, a non-profit developer that owns and manages over 25 apartment buildings throughout San Francisco. Watson received a BA from Regis University in Denver, Colorado.

Joy Gilpin is a compliance manager in the mortgage services division of Indecomm Global Services. She has more than a decade of experience in the industry and has used her mortgage expertise to design and develop curricula, training programs and instructional materials for the business. In addition to industry regulatory compliance, among her primary areas of expertise is mortgage underwriting. She also has worked as a loss mitigation specialist. Besides her work at Indecomm, Gilpin has served as a member of the AllRegs education team, worked for Fidelity Information Services and Fidelity National Information Services, and for Citizens Bank. She originally started her career in the business at ABN Amro.

Barry Hays is senior vice president and co-founder of TeleVoice. He may be reached by email at bhays@televoice.com.

Marty runs Fifth Third Bank’s Asset Disposition Team in Florida focusing on the management and sale OREO properties and distressed notes. Previous to joining Fifth Third, Marty was a Director of Investments for Wrightwood Capital, a Chicago based real estate investment fund, originating structured finance, mezz and equity transactions in Newport Beach, CA. Prior to Wrightwood Capital, he was an Associate with the Pritzker Realty Group in Chicago. Marty started his career as a Financial Analyst at LaSalle Partners (now Jones Lang LaSalle) working in the Acquisition, Investment Management and Investment Banking divisions. Marty received his undergraduate degree in Economics from Northwestern University and an MBA in Finance and Accounting from the University of Chicago, Booth School of Business.

Mr. Link joined Home Solutions Advisors (HSA) and Harbour Portfolio Advisors (HPA) in 2009 as the Vice President of Acquisitions. HSA/HPA has put in excess of $100 Million to work in the purchase of both NPL’s and low value REO since 2009, raising more than $50 Million for funds VI and VII in the past 12 months alone. Prior to joining HSA/HPA, Mr. Link was the Vice President of Acquisitions at Mortgage Assistance Corporation (MAC), where he developed a financial model that efficiently and effectively determines asset valuations. Between 2006 and 2008 Mr. Link evaluated more than $1 billion in assets, resulting in the purchase of more than $75 million in loan balances of non-performing first lien mortgages and foreclosed homes. Prior to MAC, Mr. Link held several positions as a market analyst within the retail and insurance industries. Mr. Link attended the University of Texas at Arlington and holds a Bachelors of Science Degree in Marketing from the University of Phoenix. Mr. Link was a board member of numerous social organizations.

Marty runs Fifth Third Bank’s Asset Disposition Team in Florida focusing on the management and sale OREO properties and distressed notes. Previous to joining Fifth Third, Marty was a Director of Investments for Wrightwood Capital, a Chicago based real estate investment fund, originating structured finance, mezz and equity transactions in Newport Beach, CA. Prior to Wrightwood Capital, he was an Associate with the Pritzker Realty Group in Chicago. Marty started his career as a Financial Analyst at LaSalle Partners (now Jones Lang LaSalle) working in the Acquisition, Investment Management and Investment Banking divisions. Marty received his undergraduate degree in Economics from Northwestern University and an MBA in Finance and Accounting from the University of Chicago, Booth School of Business.

Danny Gardner serves as the Chief Operating Officer of the National Community Stabilization Trust. In this capacity, he is responsible for the management of all resources dedicated to the efficient transfer of REO properties from Financial Institutions to public entity and non-profit purchasers as well as oversight for the Trust's administrative functions. Danny has almost 18 years experience in mortgage banking with direct management experience in residential servicing, originations production and lending operations. Most recently, Danny served as National Director of Strategic Markets for Citimortgage with responsibility for all of its Community and Multi-Cultural Lending strategies, products, assets and relationships. In addition, he managed Citimortgage’s Special Programs Administration business which provided services to State and Local Housing Finance Agencies in support of their single-family homeownership programs.